Questões de Concurso Sobre sinônimos | synonyms em inglês

Foram encontradas 1.604 questões

Q3991300 Inglês
Match the expressions which means the same thing in the order they appear:
I. not soft enough
II. not long enough
III. not new enough
IV. not cheap enough
Alternativas
Q3990454 Inglês
Read the short story below and answer the following question: 


The thirsty Crow

On a summer afternoon, a crow felt thirsty. It looked here and there but could not find a single drop of water. After a long time, it found a pitcher. There were few drops of water inside this. But the crow could not reach that water. It started to feel more thirsty. The crow again looked at its surroundings and found some pebbles nearby. So it took the pebbles one by one and started to drop them inside the pitcher. Then the water level started to increase. When the crow finally dropped all the pebbles, the water level reached the pitcher's top. The crow drank the water and finally quenched the hard thirst.


Adapted from: https://butterflyfields.com/blogs/parentingtips/top-10-amusing-moral-short-stories-in-english-for-kids/ What sentence better describe the moral of that story:
In the sentence “The crow again looked at its surroundings and found some pebbles nearby”, the word PEBBLES can be replaced by which word without losing the sentence meaning: 
Alternativas
Q3984279 Inglês
Read the excerpt below and answer the question:


    “‘Enter, good guests!’ she said, and as she spoke they knew that it was her clear voice they had heard singing. They came a few timid steps further into the room, and began to bow low, feeling strangely surprised and awkward, like folk that, knocking at a cottage door to beg for a drink of water, have been answered by a fair young elf-queen clad in living flowers. But before they could say anything, she sprang lightly up and over the lily-bowls, and ran laughing towards them; and as she ran her gown rustled softly like the wind in the flowering borders of a river.”


The Lord of the Rings: The Fellowship of the Ring, p. 161. HarperCollins Publishers, 2012.
What word could replace CLAD without losing the meaning of the phrase: 
Alternativas
Q3550791 Inglês
Read Text I to answer the question:
TEXT I
    “Many people believe that learning new languages is best done when they are young and that it gets tougher as they get older. The ability of the brain to create and reorganize synaptic connections, known as neuroplasticity, is the basis of this idea. Although it is true that as one gets older, this ability declines, many researchers today hold the opinion that learning a foreign language at an older age may have other benefits that contribute to the overall well-being of older individuals […].
    The findings of this review indicate that learning a foreign language can bring several benefits to older people, such as subjective satisfaction (Klimova et al., 2021a, 2021b; Pfenninger & Kliesch, 2023; Pikhart & Klimova, 2020; Pikhart et al., 2021), enhanced cognitive skills (Grossmann et al., 2023; Grossmann et al., 2021), and motivation why to study a foreign language (Pfenninger & Kliesch, 2023; Sandal et al., 2019). Similar findings were confirmed by other research studies. For example, Klimova (2018) in their study explains that bilingualism plays an important role in delaying cognitive decline and supports it with findings from the experimental studies by Bialystok et al. (2007) or Kroll and Dussias (2017). However, the main incentive why older people study a foreign language is not their desire to achieve excellent results, but the incentive to share their acquired knowledge and experience with peers of the same age and simply, engage in socializing with them (cf. Klimova et al., 2021a, 2021b; Pfenninger & Kliesch, 2023). On the contrary, the findings of this review indicate several drawbacks which hinder foreign language learning among older individuals. The results (Hertzog et al., 2020; Sandal et al., 2019) show that older people at a later age are not able to reach a high level of a foreign language. This is due to several reasons, e.g., physical impairments (problems with hearing, eyesight, or movement), language training being less effective than relaxation training (Berggren et al., 2020), as well as lower self-esteem, or short-term memory (cf. Antoniou et al., 2013).
    As far as the teaching approaches are concerned, Sandal et al. (2019) suggest that teaching materials and methods should be adapted to older learners' needs. This was confirmed also by other research studies in this review, such as Grossman et al., (2023). Generally, doing the needs analysis in foreign language classes is the first step that helps identify the learners' needs, desires, prerequisites, and learners' language background and thus, ensures successful learning outcomes (cf. Axmedovna et al., 2019). Klimova et al. (2021a) expand that teachers should consider their personalities and learning preferences. Furthermore, the authors report that older people need more time to do tasks and remember individual language structures, words, or phrases. Thus, more drilling exercises and scaffolding should be employed while teaching them. This is true not only for teaching individual language skills, such as reading, writing, listening, and speaking but also for instructions. Older people usually welcome to have instructions in their native language (Klimova & Sanda, 2021). In addition, due to their physical impairments, learning materials also should not be dense and written in small font (cf. Klimova & Sanda, 2021). Research also suggests that rather than introducing a great amount of new information and learning techniques, it may be more beneficial to stimulate older learners to retrieve and rely on previously acquired knowledge and consolidated learning approaches (Bosisio, 2019). More recently, research has shown that younger older people also tend to use technologies when learning a foreign language (Olson et al., 2011; Yap et al., 2022), which can enhance their learning in informal settings, as well as connect them with their peers online. According to Mora et al. (2018), the main language learning approaches of older people in learning a foreign language are primarily metacognitive ones, which are related to reflecting on, organizing, evaluating, and monitoring one's own learning process. Teachers should also recognize elderly people's efforts and successes in learning a foreign language, and provide them with positive feedback to boost their confidence and motivation (Seven, 2020; Thohir, 2017).
[…]”
Available at: https://link.springer.com/10.1007/s10936-024-10088-3 (adapted)
The word “hinder” in the text could be substituted without change in meaning in: 
Alternativas
Q3550790 Inglês
Read Text I to answer the question:
TEXT I
    “Many people believe that learning new languages is best done when they are young and that it gets tougher as they get older. The ability of the brain to create and reorganize synaptic connections, known as neuroplasticity, is the basis of this idea. Although it is true that as one gets older, this ability declines, many researchers today hold the opinion that learning a foreign language at an older age may have other benefits that contribute to the overall well-being of older individuals […].
    The findings of this review indicate that learning a foreign language can bring several benefits to older people, such as subjective satisfaction (Klimova et al., 2021a, 2021b; Pfenninger & Kliesch, 2023; Pikhart & Klimova, 2020; Pikhart et al., 2021), enhanced cognitive skills (Grossmann et al., 2023; Grossmann et al., 2021), and motivation why to study a foreign language (Pfenninger & Kliesch, 2023; Sandal et al., 2019). Similar findings were confirmed by other research studies. For example, Klimova (2018) in their study explains that bilingualism plays an important role in delaying cognitive decline and supports it with findings from the experimental studies by Bialystok et al. (2007) or Kroll and Dussias (2017). However, the main incentive why older people study a foreign language is not their desire to achieve excellent results, but the incentive to share their acquired knowledge and experience with peers of the same age and simply, engage in socializing with them (cf. Klimova et al., 2021a, 2021b; Pfenninger & Kliesch, 2023). On the contrary, the findings of this review indicate several drawbacks which hinder foreign language learning among older individuals. The results (Hertzog et al., 2020; Sandal et al., 2019) show that older people at a later age are not able to reach a high level of a foreign language. This is due to several reasons, e.g., physical impairments (problems with hearing, eyesight, or movement), language training being less effective than relaxation training (Berggren et al., 2020), as well as lower self-esteem, or short-term memory (cf. Antoniou et al., 2013).
    As far as the teaching approaches are concerned, Sandal et al. (2019) suggest that teaching materials and methods should be adapted to older learners' needs. This was confirmed also by other research studies in this review, such as Grossman et al., (2023). Generally, doing the needs analysis in foreign language classes is the first step that helps identify the learners' needs, desires, prerequisites, and learners' language background and thus, ensures successful learning outcomes (cf. Axmedovna et al., 2019). Klimova et al. (2021a) expand that teachers should consider their personalities and learning preferences. Furthermore, the authors report that older people need more time to do tasks and remember individual language structures, words, or phrases. Thus, more drilling exercises and scaffolding should be employed while teaching them. This is true not only for teaching individual language skills, such as reading, writing, listening, and speaking but also for instructions. Older people usually welcome to have instructions in their native language (Klimova & Sanda, 2021). In addition, due to their physical impairments, learning materials also should not be dense and written in small font (cf. Klimova & Sanda, 2021). Research also suggests that rather than introducing a great amount of new information and learning techniques, it may be more beneficial to stimulate older learners to retrieve and rely on previously acquired knowledge and consolidated learning approaches (Bosisio, 2019). More recently, research has shown that younger older people also tend to use technologies when learning a foreign language (Olson et al., 2011; Yap et al., 2022), which can enhance their learning in informal settings, as well as connect them with their peers online. According to Mora et al. (2018), the main language learning approaches of older people in learning a foreign language are primarily metacognitive ones, which are related to reflecting on, organizing, evaluating, and monitoring one's own learning process. Teachers should also recognize elderly people's efforts and successes in learning a foreign language, and provide them with positive feedback to boost their confidence and motivation (Seven, 2020; Thohir, 2017).
[…]”
Available at: https://link.springer.com/10.1007/s10936-024-10088-3 (adapted)
The word “futhermore” in the text could be substituted without change in meaning in: 
Alternativas
Ano: 2024 Banca: FUVEST Órgão: USP Prova: FUVEST - 2024 - USP - Secretário - Edital nº 19 |
Q3546445 Inglês
TEXTO PARA A QUESTÃO


Captura_de tela 2025-08-15 091030.png (329×607)


Richards, Jack C. Interchange Intro. Cambridge University Press: UK, 2012.Adaptado. 
Considerado o contexto, duas expressões de sentidos equivalentes são
Alternativas
Q3545218 Inglês
    Collaborative education programs can offer student recruitment opportunities, increase Indiana University’s visibility in other countries and with international institutions of higher education, and foster faculty research collaboration. Academic units at Indiana University (IU) may consider any of the following to diversify their international engagements.

    Academic units may structure opportunities for students at international institutions of higher education to earn a degree at Indiana University.  

    Dual and joint degrees pose reputational risks to IU and, therefore, must be carefully considered. Such degrees are approved only with primary partners of IU or with leading peer institutions that have parallel strengths in a particular field of study. These programs involve a two-way flow of students, meaning that they are open to students from both IU and the partnering institution, and require substantial collaboration between faculty members. Joint degrees involve collaboration by an IU academic unit and a partner institution to offer a degree program that neither would have the resources to offer without combining expertise and instruction; upon completion of a joint degree program, both institutions' names appear on the diploma. Joint degrees are considered new degrees and must be approved by the Board of Trustees. Because of their complexity and the time commitment required for their development and approval, joint degrees are rarely considered by IU academic units. 

    Cooperative education programs, or facilitated transfer programs, are designed to make the transfer process easier for international students who are interested in earning a degree at Indiana University. A student's home institution, at its discretion, may accept the credits that the student earns at IU and confer a separate degree. These programs may be done with existing partners of IU or in affiliation with a nonpartner institution.


https://global.iu.edu/partnerships/types.html. Acesso em: 21/02/2024. Adaptado. 
No texto, a expressão “at its discretion” (4º parágrafo) pode ser substituída, sem prejuízo de sentido, por 
Alternativas
Q3544731 Inglês
How technology is reinventing Education

Stanford Graduate School of Education Dean Dan Schwartz and other education scholars weigh in on what’s next for some of the technology trends taking center stage in the classroom. 


Image credit: Claire Scully


1. New advances in technology are upending education, from the recent debut of new artificial intelligence (AI) chatbots like ChatGPT to the growing accessibility of virtual-reality tools that expand the boundaries of the classroom. For educators, at the heart of it all is the hope that every learner gets an equal chance to develop the skills they need to succeed. But that promise is not without its pitfalls.

2. “Technology is a game-changer for education – it offers the prospect of universal access to high-quality learning experiences, and it creates fundamentally new ways of teaching,” said Dan Schwartz, dean of Stanford Graduate School of Education (GSE), who is also a professor of educational technology at the GSE and faculty director of the Stanford Accelerator for Learning. “But there are a lot of ways we teach that aren’t great, and a big fear with AI in particular is that we just get more efficient at teaching badly. This is a moment to pay attention, to do things differently.”

3. For K-12 schools, this year also marks the end of the Elementary and Secondary School Emergency Relief (ESSER) funding program, which has provided pandemic recovery funds that many districts used to invest in educational software and systems. With these funds running out in September 2024, schools are trying to determine their best use of technology as they face the prospect of diminishing resources.

4. Here, Schwartz and other Stanford education scholars weigh in on some of the technology trends taking center stage in the classroom this year.

SPECTOR, C. How technology is reinventing education | Stanford Report. Disponível em: <https://news.stanford.edu/stories/2024/02/technology-in-education>.
The word "pitfalls" in the first paragraph of the Text 1, means:
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Q3543129 Inglês

Imagem associada para resolução da questão


Disponível em: https://www.gocomics.com/peanuts/2017/07/28



The expression "stubborn" in the last panel of the comic strip could be replaced without changing the meaning by: 

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Q3504881 Inglês

In our modern world, there are many factors that place the wellbeing of the planet in jeopardy. While some people have the opinion that environmental problems are just a natural occurrence, others believe that human beings have a huge impaction the environment. Regardless of your viewpoint, take into consideration the following factors that place our environment as well as the planet Earth in danger.

Global warming or climate change is a major contributing factor to environmental damage. Because of global warming, we have seen an increase in melting ice caps, a rise in sea levels, and the formation of new weather patterns. These weather patterns have caused stronger storms, droughts, and flooding in places that they formerly did not occur.

Air pollution is primarily caused as a result of excessive and unregulated emissions of carbon dioxide into the air. Pollutants mostly emerge ____________the burning_________fossil fuels______  addition __________ chemicals, toxic substances, and improper waste disposal. Air pollutants are absorbed into the atmosphere, and they can cause smog, a combination of smoke and fog, in valleys as well as produce acidic precipitation in areas far away from the pollution source.

In many areas, people and local governments do not sustainably use their natural resources. Mining for natural gases, deforestation, and even improper use of water resources can have tremendous effects on the environment. While these strategies often attempt to boost local economies, their effects can lead to oil spills, interrupted animal habitats, and droughts.

Ultimately, the effects of the modern world on the environment can lead to many problems. Human beings need to consider the repercussions of their actions, trying to reduce, reuse, and recycle materials while establishing environmentally sustainable habits. If measures are not taken to protect the environment, we can potentially witness the extinction of more endangered species, worldwide pollution, and a completely uninhabitable planet.

source: lingua.com

Read the following sentence:
Because of global warming, we have seen an increase in melting ice caps, a rise in sea levels, and the formation of new weather patterns.

Analyze the sentences below about the words in bold.
1. Both words are synonyms.
2. Increase and rise refer to numbers, amounts, or levels becoming larger.
3. Both have the same grammatical structures in sentences.
4. Increase is used as an uncountable noun.

Choose the alternative which contains the correct sentences.
Alternativas
Q3489020 Inglês
The options below could replace the bold word “USING” (comic) with no significative changes in meaning, EXCEPT for: 
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Q3484939 Inglês

Imagem associada para resolução da questão


Disponível em: https://www.gocomics.com/pickles/2016/04/13



The word "stumped", in the last panel, could be replaced without a change in meaning by:


Alternativas
Q3483803 Inglês

INSTRUCTION: Read the following text to answer question.


Communicative Language Teaching


By Judson Wright


Introduction



Over the last few decades, Communicative Language Teaching (CLT) has become common in classrooms around the world at all levels of ability and with students of all ages. The starting point for the CLT approach is to consider what people actually do with language outside the classroom. Every day, people use language to provide and to ask for information, to make requests, to give and to ask for permission, and for a long list of other functions. In other words, they use language to communicate. […]


The teacher as model


In some approaches to teaching English, the teacher’s main role is to pass on knowledge to students through explanations. In Communicative Language Teaching, the role of the teacher is rather different, although providing clear explanations of language points is still an important part of it. First of all, the teacher acts as a model of good communication skills. This involves asking clear questions, providing clear answers, and giving clear instructions to students. The teacher also models active listening skills, which include making eye contact, listening carefully to what people are saying, checking that listeners understand what’s being said, and responding appropriately. It is the teacher who sets the expectation that these and other communication skills, such as taking turns appropriately in a conversation, are the classroom norm.


Classroom interaction


As in many other classrooms, some of the interaction in the CLT classroom consists of the teacher talking to the whole class while the students listen or respond to the teacher’s questions, particularly when the teacher is explaining a language point. However, CLT is based on the idea that in order to improve students’ communication skills, most of the interaction that teachers need to provide for their students should be classroom tasks that require and develop communication skills. In particular, CLT makes use of roleplays, pair work and group work tasks. These forms of interaction provide some important benefits.


One benefit is that students usually find these forms of interaction motivating and engaging. Pair and group work provide opportunities to focus more on fluency and on content than on accuracy, which often means that students are able to speak more freely than when they are asked to respond to direct questions from the teacher in front of the whole class. These interactions provide a safer space to practise communication skills. The teacher has an important part to play here, ensuring that students avoid focusing on form too much during tasks as well as bringing their students’ focus back onto the content of the interaction rather than correcting each other’s English while carrying out the task


Another benefit is a better use of time. When students are divided into pairs or groups and given a task that each pair or group carries out at the same time, it is a far more efficient and effective use of classroom time than other forms of classroom interaction. It means that all students can be engaged and active at the same time, rather than merely listening to other students respond to the teacher’s questions or prompts, which is a typical interaction in some classrooms. Through pair and group work, each individual student spends far more time using English and practising their communication skills.


Meaningful communication 


In order for the interactions to be effective, we need to ensure that successfully completing a task depends on meaningful communication. In other words, each pair and group work task are designed so that there is a real purpose for the interaction, mirroring communicative interactions in the real world. This real purpose might involve a student communicating something about their own life which another student doesn’t know, such as information about their family, or their own opinions on a subject. It might also involve creating an information gap between the students which requires the use of different communication skills. Let’s consider a couple of examples at different levels of English ability that illustrate the idea of meaningful communication.


Imagine a teacher is working with students at an elementary level of English who are learning or practising the names of colours. The teacher produces sheets of paper with perhaps four or five coloured circles on them. Most sheets are different from each other, but each sheet has at least one other that matches it exactly. Each student receives a sheet and is asked not to let other people see their sheet. The task is for each student to find another student whose sheet exactly matches their own. Armed with a simple structure, such as Do you have a … circle?, students mingle around the classroom, asking and answering each other’s questions, until they have each found a matching partner. This type of task can be easily adapted to focus on shapes, body parts, and a range of other lexical sets. Contrast this with a situation where a teacher indicates different objects that the whole class can see and asks questions such as What colour is this? and expects students to respond with the correct colour. In that case, no meaningful communication takes place since all students already know the answer.


[…]


Assessment and correction


During the task, the students’ focus should be on achieving the communicative aim, whether that’s finding someone in the class with matching information, reconstructing a text, or successfully completing a roleplay. The teacher’s role is to employ ongoing informal assessment by monitoring the interactions and making sure that each pair and group stays on task and does not get distracted by trying to correct each other’s use of language. It’s worth making the importance of completing the task explicit at the start of any communicative task. As teachers monitor the students, they should make a note of any errors that they want to focus on after the activity. This is usually most effective when the teacher selects errors that more than one student makes since focusing on these is likely to be of use to more students. While the teacher may choose to ignore most other errors, it is sometimes worth using ‘hot correction’ with individual students. With hot correction, the teacher quickly makes a note of the correct form on a slip of paper and simply places it on the table in front of the student, without interrupting the interaction.


Conclusion


Communicative Language Teaching prepares students for communicative demands outside the classroom using techniques that develop communication skills. In its pure form, some teachers may feel that there is not enough focus on accuracy and language structure to meet their needs and the needs of their students. However, introducing elements of the approach into your classroom and reconsidering your role as a teacher and the types of tasks you ask your students to take part in will motivate and engage your students while developing their communication skills.



Available at: https://www.onestopenglish.com/methodology-theworld-of-elt/communicative-language-teaching/1000116.article. Accessed on: Jan 23rd, 2024.


The discourse marker however in “However, introducing elements of the approach into your classroom and reconsidering your role as a teacher and the types of tasks you ask your students to take part in will motivate and engage your students while developing their communication skills.” is closest in meaning to

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Q3482603 Inglês
O texto seguinte servirá de base para responder à questão.


Gigantic skull of prehistoric sea monster found on England's 'Jurassic Coast' 


The remarkably well-preserved skull of a gigantic pliosaur, a prehistoric sea monster, has been discovered on a beach in the county of Dorset in southern England, and it could reveal secrets about these awe-inspiring creatures.


Pliosaurs dominated the oceans at a time when dinosaurs roamed the land. The unearthed fossil is about 150 million years old, almost 3 million years younger than any other pliosaur fins. Researchers are analyzing the specimen to determine whether it could even be a species new to science.


Originally spotted in spring 2022, the fossil, along with its complicated excavation and ongoing scientific investigation, are now detailed in the upcoming BBC documentary "Attenborough and the Jurassic Sea Monster" presented by legendary naturalist Sir David Attenborough, that will air February 14 on PBS.


Such was the enormous size of the carnivorous marine reptile that the skull, excavated from a cliff along Dorset's "Jurassic Coast", is almost 2 meters (6.6 feet) ling. In its fossilized form, the specimen weighs over half a metric ton. Pliosaurs species could grow to 15 meters (50 feet) in length, according to Encyclopaedia Britannica.


The fossil was buried deep in the cliff, about 11 meters (36 feet) above the ground and 15 meters (49 feet) down the cliff, local paleontologist Steve Etches, who helped uncover it, told the CNN in a video call.


Extracting it proved a perilous task, one fraught with danger as a crew raced against the clock during a window of good weather before summer storms closed in and the cliff eroded, possibly taking the rare and significant fossil with it.


Etches first learned of the fossil's existence when his friend Philip Jacobs called him after coming across the pliosaur's snout on the beach. Right from the start, they were "quite excited, because its jaws closed together which indicates (the fossil) is complete," Etches said. 


After using drones to map the cliff and identify the rest of the pliosaur's precise position, Etches and his team embarked on a three-week operation, chiseling into the cliff while suspended in midair.


"It's a miracle we got it out," he said, "because we had one last day to get this thing out, which we did at 9:30 p.m."


Etches took on the task of painstakingly restoring the skull. There was a time he found "very disillusioning" as the mud, and bone, had cracked, but "over the following days and weeks, it was a case of ..., like a jigsaw, putting it all back. It took a long time but every bit of bone we got back in."


It's a "freak of nature" that this fossil remains in such good condition, Etches added. "It died in the right environment, there was a lot of sedimentation ... so when it died and went down to the seafloor, it got buried quite quickly."


Fearsome top predator of the seas


The nearly intact fossil illuminates the characteristics that made the pliosaur a truly fearsome predator, hunting prey such as the dolphinlike ichthyosaur. The apex predator with huge razor-sharp teeth used as a variety of senses, including sensory pits still visible on its skull that may have allowed it to detect changes in water pressure, according to the documentary.


The pliosaur had a bite twice as powerful as a saltwater crocodile, which has the world's most powerful jaws today, according to Emily Rayfield, a professor of paleobiology at the University of Bristol in the United Kingdom who appeared in the documentary. The prehistoric marine predator would have been able to cut into a car, she said.


Andre Rowe, a postdoctoral research associate of paleobiology at the University of Bristol, added that "the animal would have been so massive that I think it would have been able to prey effectively on anything that was unfortunate enough to be in its space."


By Issy Ronald, CNN

Published December 11, 2023

Available on https://edition.cnn.com/2023/12/11/world/skull-pliosaur-fo
Look at the following words and relate them with their respective synonymous words in the context of the presented article. Mark the alternative with the CORRECT answer.

I.Roam.
II.Ongoing
III.Unearth.
IV.Snout.
V.Chisel.
Alternativas
Q3480458 Inglês
“Women have served all these centuries as looking glasses possessing the magic and delicious power of reflecting the figure of man at twice its natural size.” ― Virginia Woolf
The expression "twice" could be replaced without changing the meaning by:
Alternativas
Q3480451 Inglês
Imagem associada para resolução da questão Available at: https://www.gocomics.com/peanuts/1966/09/16
In the third panel of the comic strip, the expression "I can't help it" can be replaced, without a change in meaning, by:
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Q3466854 Inglês


(Available at: www.nationalgeographic.com/environment/article/cherry-blossom-peak-bloom-climate-change - text specially adapted for this test)

In the context presentes in the text, the Imagem associada para resolução da questãoword “Lured” (l. 04) could be replaced by all the alternatives bellow with no significant changes in meaning, EXCEPT for: 
Alternativas
Q3455275 Inglês
Imagem associada para resolução da questão  Available at: https://www.gocomics.com/nonsequitur/2008/04/18
Analyze the dialogue presented in the comic strip. The phrase “call off” in the first panel can be replaced by which of the following words without changing the meaning of the sentence?
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Q3455273 Inglês
Choose the alternative that presents the correct phrasal verb with the same meaning as "postpone":
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Q3451691 Inglês
Unlocking The AI Growth Multiplier

    For companies across industries, AI can be a powerful growth tool by unlocking insights, capabilities, and productivity. For financial services, it could go even further by transforming how institutions and individuals interact with their financial services providers.
    AI’s contribution to the global economy is currently estimated to be $19.9 trillion through 2030, driving 3.5% of global GDP. Many practical uses of AI are already embedded in industries like financial services, with the technology beginning to transform the way products and services are offered, opening the door to innovation, new operating models, and inspiring how organizations reimagine growth.
    Advancements in AI have enabled financial institutions to leverage large datasets to generate market insights, use generative AI to help improve decision-making and enhance client experience, and harness machine learning and natural language processing to automate. AI is also being used to develop sophisticated trading algorithms, detect fraud and cyber threats, and enhance personalized financial planning.
    AI can increase productivity by 40% through automation of repetitive tasks and optimization of workflows, enabling businesses to achieve more in less time and reallocate time saved to more strategic work. Organizations aim to evolve from utilizing AI for basic automation to autonomous operations, focusing on increasing operating leverage through AI-driven processes with appropriate controls and human oversight. This could help streamline operations, enhance efficiencies, and improve risk management and compliance, helping to scale operations and minimize proportional cost increases.
    AI can also be an important tool for mitigating certain types of risks, as it can help detect anomalies and fraud by continuously monitoring transactions and identifying suspicious activities. AI-enabled scenario creation, analysis, and anomaly detection can help supercharge risk management and control mitigation processes.
     The next phase of AI for financial institutions involves creating new value streams through AI capabilities, preparing for the evolution of financial market infrastructure, and helping other market participants and clients through their transformation journeys. Companies can share best practices for responsible AI, partner with AI companies for continued innovation, and find ways to facilitate interaction between humans and AI.
    While AI can clearly be a growth multiplier, it is imperative to prioritize the responsible development and usage of this technology given the potential risks. Appropriate use of AI within the financial sector relies on comprehensive risk management, governance checks and balances at multiple stages of development, maintaining human involvement through validation, continuous education, and collaborative discourse.
    The responsible and ethical use of AI is not solely achieved through technical safeguards, governance, advanced models, and knowledge sharing, but also through democratization. Organizations must empower their workforce with knowledge and tools to thrive in an AI-driven world. Providing opportunities for upskilling and encouraging collaboration can help employees harness AI responsibly.

Michael Demissie, Christopher Martin and Saed Shonnar. Unlocking The AI Growth Multiplier. Available at: https://www.bny.com/corporate/global/en/insight s/unlocking-the-ai-growth-multiplier.html. Retrieved on: January 28, 2025. Adapted.
In the excerpt of paragraph 3 “and harness machine learning and natural language processing to automate”, the term harness can be replaced, with no change in meaning, by
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Respostas
201: C
202: D
203: B
204: E
205: D
206: B
207: E
208: E
209: D
210: C
211: D
212: A
213: C
214: A
215: E
216: E
217: D
218: B
219: A
220: A