In the excerpt of paragraph 3 “and harness machine learning...

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Unlocking The AI Growth Multiplier

    For companies across industries, AI can be a powerful growth tool by unlocking insights, capabilities, and productivity. For financial services, it could go even further by transforming how institutions and individuals interact with their financial services providers.
    AI’s contribution to the global economy is currently estimated to be $19.9 trillion through 2030, driving 3.5% of global GDP. Many practical uses of AI are already embedded in industries like financial services, with the technology beginning to transform the way products and services are offered, opening the door to innovation, new operating models, and inspiring how organizations reimagine growth.
    Advancements in AI have enabled financial institutions to leverage large datasets to generate market insights, use generative AI to help improve decision-making and enhance client experience, and harness machine learning and natural language processing to automate. AI is also being used to develop sophisticated trading algorithms, detect fraud and cyber threats, and enhance personalized financial planning.
    AI can increase productivity by 40% through automation of repetitive tasks and optimization of workflows, enabling businesses to achieve more in less time and reallocate time saved to more strategic work. Organizations aim to evolve from utilizing AI for basic automation to autonomous operations, focusing on increasing operating leverage through AI-driven processes with appropriate controls and human oversight. This could help streamline operations, enhance efficiencies, and improve risk management and compliance, helping to scale operations and minimize proportional cost increases.
    AI can also be an important tool for mitigating certain types of risks, as it can help detect anomalies and fraud by continuously monitoring transactions and identifying suspicious activities. AI-enabled scenario creation, analysis, and anomaly detection can help supercharge risk management and control mitigation processes.
     The next phase of AI for financial institutions involves creating new value streams through AI capabilities, preparing for the evolution of financial market infrastructure, and helping other market participants and clients through their transformation journeys. Companies can share best practices for responsible AI, partner with AI companies for continued innovation, and find ways to facilitate interaction between humans and AI.
    While AI can clearly be a growth multiplier, it is imperative to prioritize the responsible development and usage of this technology given the potential risks. Appropriate use of AI within the financial sector relies on comprehensive risk management, governance checks and balances at multiple stages of development, maintaining human involvement through validation, continuous education, and collaborative discourse.
    The responsible and ethical use of AI is not solely achieved through technical safeguards, governance, advanced models, and knowledge sharing, but also through democratization. Organizations must empower their workforce with knowledge and tools to thrive in an AI-driven world. Providing opportunities for upskilling and encouraging collaboration can help employees harness AI responsibly.

Michael Demissie, Christopher Martin and Saed Shonnar. Unlocking The AI Growth Multiplier. Available at: https://www.bny.com/corporate/global/en/insight s/unlocking-the-ai-growth-multiplier.html. Retrieved on: January 28, 2025. Adapted.
In the excerpt of paragraph 3 “and harness machine learning and natural language processing to automate”, the term harness can be replaced, with no change in meaning, by
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Alternativa correta: A - utilize

Tema central da questão:

Esta questão aborda sinônimos (synonyms) no contexto da leitura em inglês, habilidade fundamental para provas de concursos públicos. O objetivo é identificar uma palavra que possa substituir “harness” no texto, sem alterar o sentido original. Saber reconhecer sinônimos amplia sua compreensão textual e melhora sua performance em provas.

Resumo teórico:

Sinônimos são palavras com significados semelhantes ou idênticos que podem ser trocadas em um contexto sem alterar o sentido principal da frase. Dominar sinônimos é essencial para interpretação de textos, pois muitas bancas exploram esse recurso para testar compreensão vocabular.

No contexto do texto, “harness” significa aproveitar, utilizar, tirar proveito de algo—no caso, das tecnologias de inteligência artificial.

Justificativa da alternativa correta:

A palavra utilize significa “usar” ou “aproveitar”, exatamente o sentido de “harness” no trecho: “harness machine learning and natural language processing to automate”. Assim, substituir “harness” por “utilize” mantém o sentido: aproveitar o aprendizado de máquina e o processamento de linguagem natural para automatizar.

Fonte: Oxford Learner’s Dictionary | Cambridge Dictionary

Análise das alternativas incorretas:

  • B - oppose: significa “opor-se”, ou seja, agir contra algo. Não faz sentido no contexto, pois o texto fala de usar tecnologias, não rejeitá-las.
  • C - abandon: significa “abandonar” ou “deixar de usar”, oposto ao sentido de “aproveitar” do verbo “harness”.
  • D - hinder: significa “impedir” ou “dificultar”. O texto não fala em atrapalhar o uso de IA.
  • E - avoid: significa “evitar”, novamente o contrário de “utilizar”.

Dicas de interpretação:

Leia atentamente o contexto em que a palavra aparece. Muitas vezes, palavras semelhantes podem ter sentidos muito diferentes de acordo com a frase. Elimine alternativas com sentidos opostos ao do texto. Procure sempre pensar: “Se eu substituir, o sentido permanece igual?”

Conclusão:

A alternativa A - utilize é a correta, pois mantém o sentido original do texto ao substituir “harness”.

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Harness - Aproveitar

A - Utilize - utilizar

As demais alternativas tem sentido negativo:

B - oppose - opor

C - abandon - abandonar

D- hinder - impedir

E - avoid - evitar

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