Questões de Concurso Sobre inglês

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Q3522162 Inglês
The incorporation of English into Brazilian Portuguese has evolved over several decades. How has the influence of English in Brazilian Portuguese historically impacted its use in everyday speech?
Alternativas
Q3522161 Inglês
There are several theories regarding how humans acquire language, each with different perspectives on the role of innate biological mechanisms and social interaction. For example, the nativist theory suggests that language acquisition is an inborn ability, while the interactionist theory emphasizes the importance of social interaction in learning a language. How does the interactionist theory explain language acquisition?
Alternativas
Q3522160 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
The article features the perspectives of different individuals regarding retirement savings. These individuals express their views based on their own life situations and financial understanding. What best describes the relationship between the speakers' views and their personal experiences, as conveyed in the article? 
Alternativas
Q3522159 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
In the sentence "The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k)," the word "path" refers to which of the following? 
Alternativas
Q3522158 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
In the article, the author discusses Gen Z's approach to work and career. One of the terms that has emerged to describe a specific behavior in the workplace is "quiet quitting". Based on the context provided in the article, how would you best define this term? 
Alternativas
Q3522157 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
In the sentence "According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement," the verb tense "are saving" is used. What is the function of this tense in the context of the sentence?
Alternativas
Q3522156 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
In the article, a study conducted by Bank of America is mentioned to underline the financial situation of Gen Z. The study serves a specific role in supporting the argument of the article. What is the main purpose of the Bank of America study as discussed in the text?
Alternativas
Q3522155 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
The article presents a discussion about retirement savings among Gen Z, touching on various aspects of financial behavior and generational differences. Given its purpose, what genre best describes this article, considering its informative and reflective tone?
Alternativas
Q3517862 Inglês
        Equipped with spiritual armor against the threats and blows of a new, strange life, literate man marches forth to win victories in war and statecraft, art and science, religion and business. But in achieving these triumphs each civilization brings into being, willy-nilly, a larger and more complex community, increasingly divided against itself by internal cleavages of needs and creeds and fraught with growing contradictions in all spheres of life between theory and practice, faith and works, ideals and realities. The new unity of sentiment and purpose which gloriously characterizes the coming of the great age proves to be short-lived.

         The uneasy balance of instinct, egotism, and ethics, woefully lost with the initial transition from preliteracy to civilization and transiently regained in new devotions to tribal gods, human or divine, is again lost as the orbit of civilization moves from tribe and kingdom and nation to the complex and confusing imperium of the great society and the World State. The acids of rationalism and skepticism dissolve old loyalties. The injunctions of morality, even when reinforced by the vision of the monotheistic higher religions, conflict with reason and self-interest. Man is divided against himself. And therefore men become divided against themselves in new cleavages of rich and poor, in-group and out-group, faithful and infidel, orthodox and heterodox, my side and your side.

Frederick L. Schuman. International politics: the destiny of the
Western State System. New York: McGraw-Hill Book Company, 1948.  

According to the preceding text, judge the following item.  


In the second sentence of the first paragraph, the expression “willy-nilly” indicates that civilizations easily generate more complex communities. 

Alternativas
Q3517861 Inglês
        Equipped with spiritual armor against the threats and blows of a new, strange life, literate man marches forth to win victories in war and statecraft, art and science, religion and business. But in achieving these triumphs each civilization brings into being, willy-nilly, a larger and more complex community, increasingly divided against itself by internal cleavages of needs and creeds and fraught with growing contradictions in all spheres of life between theory and practice, faith and works, ideals and realities. The new unity of sentiment and purpose which gloriously characterizes the coming of the great age proves to be short-lived.

         The uneasy balance of instinct, egotism, and ethics, woefully lost with the initial transition from preliteracy to civilization and transiently regained in new devotions to tribal gods, human or divine, is again lost as the orbit of civilization moves from tribe and kingdom and nation to the complex and confusing imperium of the great society and the World State. The acids of rationalism and skepticism dissolve old loyalties. The injunctions of morality, even when reinforced by the vision of the monotheistic higher religions, conflict with reason and self-interest. Man is divided against himself. And therefore men become divided against themselves in new cleavages of rich and poor, in-group and out-group, faithful and infidel, orthodox and heterodox, my side and your side.

Frederick L. Schuman. International politics: the destiny of the
Western State System. New York: McGraw-Hill Book Company, 1948.  

According to the preceding text, judge the following item.  


The spiritual armor mentioned in the first sentence of the text can be correctly understood as the condition of literacy, which characterizes the notion of civilization adopted by the author.  

Alternativas
Q3517860 Inglês
        Equipped with spiritual armor against the threats and blows of a new, strange life, literate man marches forth to win victories in war and statecraft, art and science, religion and business. But in achieving these triumphs each civilization brings into being, willy-nilly, a larger and more complex community, increasingly divided against itself by internal cleavages of needs and creeds and fraught with growing contradictions in all spheres of life between theory and practice, faith and works, ideals and realities. The new unity of sentiment and purpose which gloriously characterizes the coming of the great age proves to be short-lived.

         The uneasy balance of instinct, egotism, and ethics, woefully lost with the initial transition from preliteracy to civilization and transiently regained in new devotions to tribal gods, human or divine, is again lost as the orbit of civilization moves from tribe and kingdom and nation to the complex and confusing imperium of the great society and the World State. The acids of rationalism and skepticism dissolve old loyalties. The injunctions of morality, even when reinforced by the vision of the monotheistic higher religions, conflict with reason and self-interest. Man is divided against himself. And therefore men become divided against themselves in new cleavages of rich and poor, in-group and out-group, faithful and infidel, orthodox and heterodox, my side and your side.

Frederick L. Schuman. International politics: the destiny of the
Western State System. New York: McGraw-Hill Book Company, 1948.  

According to the preceding text, judge the following item.  


One of the assumptions underlying the text is that there is a fundamental difference between two kinds of human groups: the literate and civilized, on one hand, and the illiterate and uncivilized, on the other. 

Alternativas
Q3517859 Inglês
        Equipped with spiritual armor against the threats and blows of a new, strange life, literate man marches forth to win victories in war and statecraft, art and science, religion and business. But in achieving these triumphs each civilization brings into being, willy-nilly, a larger and more complex community, increasingly divided against itself by internal cleavages of needs and creeds and fraught with growing contradictions in all spheres of life between theory and practice, faith and works, ideals and realities. The new unity of sentiment and purpose which gloriously characterizes the coming of the great age proves to be short-lived.

         The uneasy balance of instinct, egotism, and ethics, woefully lost with the initial transition from preliteracy to civilization and transiently regained in new devotions to tribal gods, human or divine, is again lost as the orbit of civilization moves from tribe and kingdom and nation to the complex and confusing imperium of the great society and the World State. The acids of rationalism and skepticism dissolve old loyalties. The injunctions of morality, even when reinforced by the vision of the monotheistic higher religions, conflict with reason and self-interest. Man is divided against himself. And therefore men become divided against themselves in new cleavages of rich and poor, in-group and out-group, faithful and infidel, orthodox and heterodox, my side and your side.

Frederick L. Schuman. International politics: the destiny of the
Western State System. New York: McGraw-Hill Book Company, 1948.  

According to the preceding text, judge the following item.  


In the first sentence of the second paragraph, “woefully” and “transiently” modify two different actions.  

Alternativas
Q3517858 Inglês
        Equipped with spiritual armor against the threats and blows of a new, strange life, literate man marches forth to win victories in war and statecraft, art and science, religion and business. But in achieving these triumphs each civilization brings into being, willy-nilly, a larger and more complex community, increasingly divided against itself by internal cleavages of needs and creeds and fraught with growing contradictions in all spheres of life between theory and practice, faith and works, ideals and realities. The new unity of sentiment and purpose which gloriously characterizes the coming of the great age proves to be short-lived.

         The uneasy balance of instinct, egotism, and ethics, woefully lost with the initial transition from preliteracy to civilization and transiently regained in new devotions to tribal gods, human or divine, is again lost as the orbit of civilization moves from tribe and kingdom and nation to the complex and confusing imperium of the great society and the World State. The acids of rationalism and skepticism dissolve old loyalties. The injunctions of morality, even when reinforced by the vision of the monotheistic higher religions, conflict with reason and self-interest. Man is divided against himself. And therefore men become divided against themselves in new cleavages of rich and poor, in-group and out-group, faithful and infidel, orthodox and heterodox, my side and your side.

Frederick L. Schuman. International politics: the destiny of the
Western State System. New York: McGraw-Hill Book Company, 1948.  

According to the preceding text, judge the following item.  


It is correct to conclude from the meanings and the grammatical structure of the second sentence of the text that contradictions are part of the “cleavages of needs and creeds”.  

Alternativas
Q3517857 Inglês
        There is nothing inevitable about choices that are environmentally destructive. In 1800, there were indeed 550 steam engines in Europe but there were over 500,000 water mills. Coal was more expensive than hydro power and many industrialists were not persuaded of its added value. It was the economic recession of 1825-1848 with increasing agitation by textile workers over salaries and conditions which made the use of coal-powered, steam-driven spinning machines a much more attractive proposition. More machines meant fewer workers and fewer workers meant fewer demands, notably for wage rises. Therefore, the substantial increase in CO2 emissions in Britain in the first half of the nineteenth century, which through economic competition, war and imperial domination would start a worldwide trend, was not the blind outcome of the machinery of ‘progress’ but the cumulative consequence of a set of very specific decisions taken by identifiable socio-economic actors.

         Similarly, the notion that ecological awareness is only a very recent phenomenon where “humanity” finally woke up to the environmental consequences of its economic activities does not stand up to scrutiny. In the period from the beginnings of the industrial revolution to the decade when the movement towards fossil fuels use becomes more marked, awareness of the relationships between humans and their environment or the “natural world” was widespread. Environmental risks have been clearly and repeatedly signalled from the time of the industrial revolution onwards. The notion of an unthinking humanity bringing destruction upon itself does not bear up to examination.

Michael Cronin. Eco-Translation: translation and ecology in the
Age of the Anthropocene. New York: Routledge, 2017. p. 11-12 (adapted). 

In relation to the previous text, judge the item that follow. 


In the second paragraph, the expressions “stand up to scrutiny” (first sentence) and “bear up to examination” (last sentence) have similar meanings and may correctly be used interchangeably in the text.  

Alternativas
Q3517856 Inglês
        There is nothing inevitable about choices that are environmentally destructive. In 1800, there were indeed 550 steam engines in Europe but there were over 500,000 water mills. Coal was more expensive than hydro power and many industrialists were not persuaded of its added value. It was the economic recession of 1825-1848 with increasing agitation by textile workers over salaries and conditions which made the use of coal-powered, steam-driven spinning machines a much more attractive proposition. More machines meant fewer workers and fewer workers meant fewer demands, notably for wage rises. Therefore, the substantial increase in CO2 emissions in Britain in the first half of the nineteenth century, which through economic competition, war and imperial domination would start a worldwide trend, was not the blind outcome of the machinery of ‘progress’ but the cumulative consequence of a set of very specific decisions taken by identifiable socio-economic actors.

         Similarly, the notion that ecological awareness is only a very recent phenomenon where “humanity” finally woke up to the environmental consequences of its economic activities does not stand up to scrutiny. In the period from the beginnings of the industrial revolution to the decade when the movement towards fossil fuels use becomes more marked, awareness of the relationships between humans and their environment or the “natural world” was widespread. Environmental risks have been clearly and repeatedly signalled from the time of the industrial revolution onwards. The notion of an unthinking humanity bringing destruction upon itself does not bear up to examination.

Michael Cronin. Eco-Translation: translation and ecology in the
Age of the Anthropocene. New York: Routledge, 2017. p. 11-12 (adapted). 

In relation to the previous text, judge the item that follow. 


The point the author intends to make with the text is that environmental concerns began with the industrial revolution in Britain.  

Alternativas
Q3517855 Inglês
        There is nothing inevitable about choices that are environmentally destructive. In 1800, there were indeed 550 steam engines in Europe but there were over 500,000 water mills. Coal was more expensive than hydro power and many industrialists were not persuaded of its added value. It was the economic recession of 1825-1848 with increasing agitation by textile workers over salaries and conditions which made the use of coal-powered, steam-driven spinning machines a much more attractive proposition. More machines meant fewer workers and fewer workers meant fewer demands, notably for wage rises. Therefore, the substantial increase in CO2 emissions in Britain in the first half of the nineteenth century, which through economic competition, war and imperial domination would start a worldwide trend, was not the blind outcome of the machinery of ‘progress’ but the cumulative consequence of a set of very specific decisions taken by identifiable socio-economic actors.

         Similarly, the notion that ecological awareness is only a very recent phenomenon where “humanity” finally woke up to the environmental consequences of its economic activities does not stand up to scrutiny. In the period from the beginnings of the industrial revolution to the decade when the movement towards fossil fuels use becomes more marked, awareness of the relationships between humans and their environment or the “natural world” was widespread. Environmental risks have been clearly and repeatedly signalled from the time of the industrial revolution onwards. The notion of an unthinking humanity bringing destruction upon itself does not bear up to examination.

Michael Cronin. Eco-Translation: translation and ecology in the
Age of the Anthropocene. New York: Routledge, 2017. p. 11-12 (adapted). 

In relation to the previous text, judge the item that follow. 


In the second paragraph, the author claims that the use of fossil fuels marked the relationship between humans and their environment.  

Alternativas
Q3517853 Inglês
        There is nothing inevitable about choices that are environmentally destructive. In 1800, there were indeed 550 steam engines in Europe but there were over 500,000 water mills. Coal was more expensive than hydro power and many industrialists were not persuaded of its added value. It was the economic recession of 1825-1848 with increasing agitation by textile workers over salaries and conditions which made the use of coal-powered, steam-driven spinning machines a much more attractive proposition. More machines meant fewer workers and fewer workers meant fewer demands, notably for wage rises. Therefore, the substantial increase in CO2 emissions in Britain in the first half of the nineteenth century, which through economic competition, war and imperial domination would start a worldwide trend, was not the blind outcome of the machinery of ‘progress’ but the cumulative consequence of a set of very specific decisions taken by identifiable socio-economic actors.

         Similarly, the notion that ecological awareness is only a very recent phenomenon where “humanity” finally woke up to the environmental consequences of its economic activities does not stand up to scrutiny. In the period from the beginnings of the industrial revolution to the decade when the movement towards fossil fuels use becomes more marked, awareness of the relationships between humans and their environment or the “natural world” was widespread. Environmental risks have been clearly and repeatedly signalled from the time of the industrial revolution onwards. The notion of an unthinking humanity bringing destruction upon itself does not bear up to examination.

Michael Cronin. Eco-Translation: translation and ecology in the
Age of the Anthropocene. New York: Routledge, 2017. p. 11-12 (adapted). 

In relation to the previous text, judge the item that follow. 


The second sentence of the first paragraph indicates that, in 1800, there were already anthropogenic changes in nature. 

Alternativas
Q3517852 Inglês
        They couldn’t even tell the time — this uncountable army of believers.

         The warriors of God pushed on to the gates of the imperial city of Constantinople, their arrival heralded by a plague of locusts that destroyed the vines but left the wheat untouched. Their leader, an implacable cleric who had appeared from nowhere to great popular acclaim, exhorted his charges to holy war against the infidel with promises of a home in paradise. Disease and malnutrition were rife. Medical care often involved exorcism of the amputation of injured limbs. Torture and other ordeals settled criminal cases.

         Few had any learning at all. What education there was back home consisted of memorizing outdated texts under the watchful eyes of hidebound doctors of religion. They had no understanding of basic technology, science, or mathematics. They could not date their most important holy days, nor chart the regular movements of the sun, the moon, and the planets. They knew nothing of papermaking or the use of lenses and mirrors, and they had no inkling of the prince of contemporary scientific instruments — the astrolabe. Natural phenomena, such as an eclipse of the moon or a sudden change in weather, terrified them. They though it was black magic.

         The arrival of this fanatical army horrified the locals. Who were these pale-skinned, blue-eyed barbarians, marching under the sign of the cross, and what did they want on Arab shores at the dawn of the twelfth Christian century?

Jonathan Lyons. The House of Wisdom. How the Arabs Transformed
Western Civilization. London: Bloomsbury, 2009. p. 9 (adapted).  

Based on the preceding text, judge the following item. 


In all its occurrences in the third paragraph, the pronoun “They” refers to “The warriors of God” (second paragraph), also referred in the text as “barbarians” (last paragraph). 

Alternativas
Q3517851 Inglês
        They couldn’t even tell the time — this uncountable army of believers.

         The warriors of God pushed on to the gates of the imperial city of Constantinople, their arrival heralded by a plague of locusts that destroyed the vines but left the wheat untouched. Their leader, an implacable cleric who had appeared from nowhere to great popular acclaim, exhorted his charges to holy war against the infidel with promises of a home in paradise. Disease and malnutrition were rife. Medical care often involved exorcism of the amputation of injured limbs. Torture and other ordeals settled criminal cases.

         Few had any learning at all. What education there was back home consisted of memorizing outdated texts under the watchful eyes of hidebound doctors of religion. They had no understanding of basic technology, science, or mathematics. They could not date their most important holy days, nor chart the regular movements of the sun, the moon, and the planets. They knew nothing of papermaking or the use of lenses and mirrors, and they had no inkling of the prince of contemporary scientific instruments — the astrolabe. Natural phenomena, such as an eclipse of the moon or a sudden change in weather, terrified them. They though it was black magic.

         The arrival of this fanatical army horrified the locals. Who were these pale-skinned, blue-eyed barbarians, marching under the sign of the cross, and what did they want on Arab shores at the dawn of the twelfth Christian century?

Jonathan Lyons. The House of Wisdom. How the Arabs Transformed
Western Civilization. London: Bloomsbury, 2009. p. 9 (adapted).  

Based on the preceding text, judge the following item. 


The author of the text presents the characteristics of the warriors that contrasted with the life of those who inhabited the “Arab shores”, mentioned in the last paragraph.

Alternativas
Q3517850 Inglês
        They couldn’t even tell the time — this uncountable army of believers.

         The warriors of God pushed on to the gates of the imperial city of Constantinople, their arrival heralded by a plague of locusts that destroyed the vines but left the wheat untouched. Their leader, an implacable cleric who had appeared from nowhere to great popular acclaim, exhorted his charges to holy war against the infidel with promises of a home in paradise. Disease and malnutrition were rife. Medical care often involved exorcism of the amputation of injured limbs. Torture and other ordeals settled criminal cases.

         Few had any learning at all. What education there was back home consisted of memorizing outdated texts under the watchful eyes of hidebound doctors of religion. They had no understanding of basic technology, science, or mathematics. They could not date their most important holy days, nor chart the regular movements of the sun, the moon, and the planets. They knew nothing of papermaking or the use of lenses and mirrors, and they had no inkling of the prince of contemporary scientific instruments — the astrolabe. Natural phenomena, such as an eclipse of the moon or a sudden change in weather, terrified them. They though it was black magic.

         The arrival of this fanatical army horrified the locals. Who were these pale-skinned, blue-eyed barbarians, marching under the sign of the cross, and what did they want on Arab shores at the dawn of the twelfth Christian century?

Jonathan Lyons. The House of Wisdom. How the Arabs Transformed
Western Civilization. London: Bloomsbury, 2009. p. 9 (adapted).  

Based on the preceding text, judge the following item. 


According to the text, as a consequence of the arrival of the warriors, the vines mentioned in the second paragraph were attacked by a widespread plant disease. 

Alternativas
Respostas
4021: A
4022: D
4023: C
4024: E
4025: B
4026: B
4027: D
4028: E
4029: E
4030: C
4031: C
4032: C
4033: E
4034: C
4035: E
4036: E
4037: C
4038: C
4039: C
4040: E