Questões de Concurso Comentadas sobre vocabulário | vocabulary em inglês

Foram encontradas 2.206 questões

Q3541315 Inglês
Homographs and homophones are common in the English language and often cause confusion among learners. About it, judge the following statements on the subject as True (T) or False (F), and then mark the alternative with the correct sequence.

( ) Homographs are words that are spelled the same but may have different meanings and, in some cases, different pronunciations.
( ) Homophones are words that sound the same but may differ in spelling and meaning.
( ) The word “can” is an example of a homograph.
( ) “Peace” and “piece” are examples of homophones.
( ) The word “bark” is an example of a homophone.
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Q3534827 Inglês
What does the phrasal verb below mean in the following sentence?

She keeps telling me to bug off but I need my stuff back.
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Q3533959 Inglês
Leveraging Student Interests to Teach Critical Analysis


    Critical analysis often feels burdensome to students—an exercise in sorting hazy ideas with no clear payoff. Yet, when learners glimpse something of value—a “gem” amid the clutter—the process becomes not just manageable but invigorating. By tapping into topics they already care about, we can model the habits of mind involved in deep thinking before guiding students into unfamiliar territory. In this way, what begins as an exploration of personal passion becomes a transferable skill for any subject.

    First, invite students to choose a subject that genuinely interests them—whether it’s dissecting the social commentary in a favorite song or debating the ethics of a beloved athlete’s off-field behavior. Guide them through selecting an analytical angle, unpacking layers of meaning, and celebrating discoveries. As they experience critical analysis as an energizing process rather than a dry requirement, they build confidence in their own intellectual curiosity and learn to seek connections between ideas.

    Next, when faced with assignments that initially seem remote—say, an art critique or a historical essay—provide a lens that resonates with each student’s strengths. A budding fiction writer, for example, can approach a painting as she would a story: considering character, narrative arc, and emotional impact. By framing unfamiliar topics through familiar mindsets, you grant students an entry point that makes critical analysis feel both relevant and compelling.

    Once students have internalized the underlying process, encourage them to take the reins. Rather than asking, “What does this mean?” shift to, “What does this mean to me?” Students might analyze ecological themes in a novel from their passion for climate justice, or reinterpret a political speech through the lens of family heritage. These personal connections transform assignments from obligatory tasks into opportunities for authentic inquiry.

    Ultimately, teaching critical analysis in this way moves learners from guided practice to independent exploration. By beginning with their interests, scaffolding new angles, and then inviting student-driven investigations, educators can help every learner—from the avid gamer to the reluctant essaywriter—carry these skills into diverse subjects. In doing so, critical analysis becomes not a chore but a doorway to richer understanding.


Edutopia, May, 1st, 2025
Na oração “Once students have internalized the underlying process, encourage them to take the reins.” a expressão take the reins tem o mesmo sentido da expressão destacada em:
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Q3531903 Inglês

Read text III to answer the following question.


TEXT III


Realities of Race, by Mike Peed  


        What’s the difference between an African-American and an American-African? From such a distinction springs a deep-seated discussion of race in Chimamanda Ngozi Adichie’s third novel, “Americanah.” Adichie, born in Nigeria but now living both in her homeland and in the United States, is an extraordinarily self-aware thinker and writer, possessing the abil ity to lambaste society without sneering or patronizing or polemicizing. For her, it seems no great feat to balance high literary intentions with broad social critique. “Americanah” examines blackness in America, Nigeria and Britain, but it’s also a steady-handed dissection of the universal human experience — a platitude made fresh by the accuracy of Adichie’s obser vations. […]


        “Americanah” tells the story of a smart, strong-willed Nigerian woman named Ifemelu who, after she leaves Africa for America, endures several harrowing years of near destitution before graduating from college, starting a blog entitled “Raceteenth or Various Observations About American Blacks (Those Formerly Known as Negroes) by a Non-American Black” and winning a fellowship at Princeton (as Adichie once did; she has acknowledged that many of Ifemelu’s experiences are her own). Ever hovering in Ifemelu’s thoughts is her high school boyfriend, Obinze, an equally intelligent if gentler, more self-effacing Nigerian, who outstays his visa and takes illegal jobs in London. (When Obinze trips and falls to the ground, a co-worker shouts, “His knee is bad because he’s a knee-grow!”)


        Ifemelu and Obinze represent a new kind of immigrant, “raised well fed and watered but mired in dissatisfaction.” They aren’t fleeing war or starvation but “the oppressive lethargy of choicelessness.” Where Obinze fails — soon enough, he is deported — Ifemelu thrives, in part because she seeks authenticity. […]


         Early on, a horrific event leaves Ifemelu reeling, and years later, when she returns to Nigeria, she’s still haunted by it. Meantime, back in Lagos, Obinze has found wealth as a property developer. Though the book threatens to morph into a simple story of their reunion, it stretches into a scalding assessment of Nigeria, a country too proud to have patience for “Americanahs” — big shots who return from abroad to belittle their countrymen — and yet one that, sometimes unwitting ly, endorses foreign values. (Of the winter scenery in a school’s Christmas pageant, a parent asks, “Are they teaching chil dren that a Christmas is not a real Christmas unless snow falls like it does abroad?”)


        “Americanah” is witheringly trenchant and hugely empathetic, both worldly and geographically precise, a novel that holds the discomfiting realities of our times fearlessly before us. It never feels false.


(Adapted from: https://www.nytimes.com/2013/06/09/books/review/americanah-by-chimamanda-ngozi-adichie.html)

Based on the excerpt from the 3rd paragraph: “They aren’t fleeing war or starvation but ‘the oppressive lethargy of choice lessness’", it is correct to say that a synonym for “lethargy” is:
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Q3531897 Inglês

Read text I to answer the question.



TEXT I


Teachers in the Movement: Pedagogy, Activism, and Freedom 


        In this year's Presidential Address, historian Derrick P. Alridge __________ his current research project, Teachers in the Movement: Pedagogy, Activism, and Freedom. The project builds on recent literature about teachers as activists be tween 1950 and 1980 and explores how and what secondary and postsecondary teachers taught. Focusing on teachers in Maryland, Virginia, North Carolina, South Carolina, and Georgia, the project investigates teachers' roles as agents of social change through teaching the ideals of freedom during the most significant social movement in the United States in the twentieth century. Drawing on oral history and archival research, the project plans to produce five hundred videotaped interviews that will generate extensive firsthand knowledge and fresh perspectives about teachers in the civil rights move ment. By examining teachers' pedagogical activism during this period of rapid social change, Alridge hopes to inspire and inform educators teaching in the midst of today's freedom and social justice movements. 


(Disponível em: https://eric.ed.gov/?id=EJ1255911) 

To maintain the meaning of the text, the highlighted phrasal verb “Build on” can be replaced with
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Q3531701 Inglês
Extraterrestrial tongues


    The challenge of imagining alien communication is highlighted in the film Arrival (2016), where linguists confront a language strikingly different from any on Earth. While fictional alien languages like Klingon (Star Trek) often resemble human languages with variations in sound or syntax, the possibilities for extraterrestrial tongues are far more diverse. To truly grasp the potential for alien linguistic systems, we must consider the fundamental components of language itself: signs, structure, semantics, and pragmatics.

    The first level, signs, encompasses the means of expression, which could extend beyond spoken words and written symbols to include gestures, smells (as in animal communication), or even electrical impulses. Structure, the second level, involves the organization of language, including grammar and syntax. While we might initially assume alien languages would share structural similarities with our own, they could radically differ, potentially lacking familiar elements like nouns or verbs, or employing entirely novel grammatical categories, perhaps akin to the way maps convey information.

    Semantics, the third level, deals with meaning. Here, the problem of untranslatability arises. While some differences in meaning between human languages exist (e.g., the German word "Fernweh"), alien languages might present more fundamental challenges. If aliens perceive and categorize the world in fundamentally different ways, their language might express concepts we struggle to even grasp. 

    Despite these obstacles, communication may still be possible. Shared needs, such as describing the world or giving commands, could provide a basis for finding points of connection between alien and human languages. Pragmatics, the fourth level, concerns how language is used in context, including metaphors and social conventions. Differences at this level, particularly when combined with semantic differences, as illustrated by the Tamarian language in Star Trek: The Next Generation, can further complicate understanding.

    Ultimately, contemplating the possibilities of alien communication pushes us to expand our understanding of language itself. It encourages us to move beyond our "anthropocentric bubble" and consider that alien languages might possess levels or structures we haven't yet imagined, potentially transforming our perspectives on consciousness, intelligence, and what it means to communicate.


Aeon, April 9th, 2025,(Adaptado)
A palavra “grasp” (1º parágrafo) pode ser substituída, sem alterações substanciais de sentido, por 
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Q3529892 Inglês

Read the text and answer question.


        Education in a language which is not the first language of the learner is as old as education itself. As individuals from different language groups have lived together, some have been educated in an additional language. This is as true of Ancient Rome as it is of the increasingly multilingual societies being created through mobility and globalization in the 21th century.


        Two thousand years ago, provision of an educational curriculum in an additional language happened as the Roman Empire expanded and absorbed Greek territory, language and culture. Families in Rome educated their children in Greek to ensure that they would have access to not only the language, but also the social and professional opportunities it would provide for them in their future lives, including living in Greek-speaking educational communities. This historical experience has been replicated across the world through the centuries, and is now particularly true of the global uptake of English language learning.


        Researchers and educators have sought new practices in education that will suit the demands of the present day. Globalization and the forces of economic and social convergence have had a significant impact on who learns which language, at what stage in their development, and in which way. The driving forces for language learning differ according to country and region, but they share the objective of wanting to achieve the best possible results in the shortest time. This need has often dovetailed with the need to adapt content-teaching methodologies so as to raise overall levels of proficiency.


(COYLE, Do; HOOD, Philip; MARSH, David. 2010. Adaptado) 

Suppose the reader of the text is not familiar with the expression “dovetail with”. The vocabulary learning strategy which the learner could use to arrive at the meaning of the word from the context is
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Q3529185 Inglês
Read the text to answer question.


    Stephen R. Covey (2017) once explained the importance of priorities by using an experience he had in a business class. He stated that a professor stood in front of a group of students and set a large canning jar in front of them. He filled it to the top with rocks and asked the students if it was full. They responded yes. Then he took out a bucket of sand and filled the jar again, and students watched as the sand poured inside the spaces between the large rocks. The professor asked again if the jar was full. This time students hesitated, and with good reason. The professor proceeded to fill the jar with a pitcher of water, after which he asked the students to explain the purpose behind this visual demonstration. After several incorrect responses, (including something along the lines of. There is always room for more stuff in your life), the professor gave his answer, which amounts to this: Unless you put the rocks in first, they will never fit into the jar.


    This story demonstrates the principle of prioritizing, of knowing what matters most and what matters least, and that what matters most must be placed in the first position. No doubt, this is a very relevant way to analyze your own ecosystem1 .


    As you move forward in developing a lifestyle that incorporates language learning, you must constantly reflect on whether or not you have prioritized your tasks well. If you imagine your ecosystem as the canning jar, and your language tasks as items that fill up the jar, you can see how making the right decisions will increase your chances of not only enjoying the learning process but making it more successful. Always remember that it is not just “doing a lot of language stuff” that will bring you success but rather that by putting priorities in their place, language learning can happen on its own. Let’s talk about how to prioritize language learning tasks by using the metaphor of the canning jar itself and discuss two concepts: fixed and fluid.


(Dixon, Shane. The language learner guidebook: powerful tools to help you conquer any language. [S.l.]: Wayzgoose, 2018. Adaptado)


1 A language ecosystem describes a holistic environment that encourages and extends the learning and application of language beyond the classroom through a diverse system of tasks and incentives.
A palavra anecdote é um falso cognato entre inglês e português. Uma palavra que também é um falso cognato no contexto desse texto é:
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Q3529170 Inglês
Read the text to answer question:


    Today, many of the pedagogical springs and rivers of the last few decades are appropriately captured in the term Communicative Language Teaching (CLT), now a catch phrase for language teachers. CLT is an eclectic blend of the contributions of previous methods into the best of what a teacher can provide in authentic uses of the second language in the classroom. Indeed, the single greatest challenge in the profession is to move significantly beyond the teaching of rules, patterns, definitions, and other knowledge “about” language to the point that we are teaching our students to communicate genuinely, spontaneously, and meaningfully in the second language. 


    A significant difference between current language teaching practices and those of, say, a half a century ago, is the absence of proclaimed “orthodoxies” and “best” methods. We are well aware that methods, as they were conceived of 40 or 50 years ago or so, are too narrow and too constrictive to apply to a wide range of learners in an enormous number of situational contexts. There are no instant recipes. No quick and easy method is guaranteed to provide success. As Bell (2003), Brown (2001), Kumaravadivelu (2001), and others have appropriately shown, pedagogical trends in language teaching now spur us to develop a principled basis—sometimes called an approach (Richards & Rodgers, 2001)—upon which teachers can choose particular designs and techniques for teaching a foreign language in a specific context. Every learner is unique. Every teacher is unique. Every learner-teacher relationship is unique, and every context is unique. Your task as a teacher is to understand the properties of those relationships and contexts.


(BROWN, H. Douglas. Principles of language learning and teaching. 5. ed. Londres: Longman, 2006)


In the sentence “pedagogical trends in language teaching now spur us to develop a principled basis…”, the most accurate meaning of the word “spur” in this context is
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Q3529156 Inglês
Read the text to answer question:


Information and communication technology (ICT)


     ICT uses language to develop and apply technical computing skills. Learners practise how to find, develop, analyse and present information, and they learn how to model situations, solve problems and evaluate their solutions. There are many opportunities for CLIL ICT teachers to support their learners’ understanding of key ICT concepts and skills through the use of physical objects, visuals, demonstrations and hands-on practice. It is these visual elements of the subject that makes ICT a good one for learners who are new to CLIL. However, since ICT lessons may often concentrate on technical skills or involve learners sitting silently behind a computer, the challenge for ICT teachers is to create opportunities for CLIL learners to think for themselves, to speak and to practise communicating in writing. ICT is ideal for cross-curricular work: learners can use the content of their  subject lessons to carry out ICT tasks in another language. As they develop ICT knowledge and skills, CLIL learners can be taught how to think, talk and write like ICT specialists.


(DALE, Liz; TANNER, Rosie. CLIL activities: a resource for subjects and language teachers. Cambridge: Cambridge University, 2012)
No trecho: “ICT uses language to develop and apply technical computing skills. Learners practise how to find, develop, analyse and present information, and they learn how to model situations, solve problems and evaluate their solutions”, há duas palavras que aceitam duas grafias: “practise” e “analyse”, que também poderiam ser escritas como “practice” e “analyze”.

Assinale a alternativa em que a palavra aceita dupla grafia. 
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Q3524722 Inglês
Read the text to answer question.


    Our world is changing rapidly and so are the needs and wants of our learners. Mobile phones and social media have become staples in students’ daily lives. Many work from home and value flexibility in when and where they learn. English has become an essential tool for international communication, and so have many transferable skills that are crucial to our learners’ employability in a landscape where new jobs and tasks are constantly being created.

    It can be tricky to define ‘innovation’ and often, when we talk about innovations, it is easy to only focus on technological innovations. However, innovations go beyond technological advancements. In the world of English language teaching (ELT), innovation introduces new and original elements in methodology, design, content, and, of course, in technology. However innovative, technology shouldn’t be used for the sake of using the latest technology because innovation is about addressing and solving current challenges and offering fresh solutions. It is about adapting to changing needs and contexts and enhancing learning outcomes. It is about reimagining old ways of teaching and learning and attempting new pedagogies. In other words, innovation is about moving forward with the way we do things because it can make things more effective and more efficient for the educator and the learner.


(https://www.britishcouncil.org/voices-magazine/2024)
No trecho retirado do segundo parágrafo do texto “innovation is about moving forward with the way we do things because it can make things more effective”, há exemplo de dois verbos – do e make – que causam dificuldade para aprendizes de inglês falantes nativos de português por conta de “collocations”, ou “groups of two or more words that are frequently used together”.

Assinale a alternativa em que a expressão em negrito foi empregada corretamente.
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Q3524705 Inglês
Segundo Brown (2006) e Harmer (1998), “registro”, na linguagem e na comunicação, refere-se ao grau de formalidade usado na fala ou escrita, conforme determinado pelo contexto social de uma interação. Um professor decide usar o quadrinho com seus alunos de língua estrangeira para trabalhar adequação de tipo de registro e prepara para isso uma atividade comunicativa. Tal atividade encontra-se em:
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Q3524661 Inglês
   Implied in any consideration of the role of styles and strategies in learning a second language are three linked concepts: autonomy, awareness, and action. These three “As” of learner development have taken on significance in recent years, especially with increasing pedagogical emphasis on learner-centered language teaching (Wenden,2002). A review of the history of language teaching will reveal some interesting “changing winds and shifting sands”. One way of looking at this history is to consider the extent to which methodological trends have emphasized the respective roles of the teacher and the learner. Until some of the “designer” methods appeared in the 1970s, most of language teaching methodology was teacher centered. Students entered a classroom, sat down dutifully in their desks, and waited for the teacher to tell them what to do. Those directives might have been to translate a passage, to memorize a rule, or to repeat a dialogue. Then, the profession seemed to discover the value of learner autonomy in the form of allowing learners to do things like initiate oral production, solve problems in small groups, practice language forms in pairs, and practice using the language outside of the classroom.

   The literature on the topic raises some caution flags, though. Schmenk (2005) appropriately described the nonuniversality of the concept of autonomy, and Pennycook (1994) warned us about the potential cultural imperialism involved in assuming every culture equally values and promotes autonomy, especially in educational institutions. For language teaching in sub-Saharan Africa, Sonaiya (2002, p. 106) questioned “the global validity of the so-called autonomous method of language learning ... which has obvious origins in European and North American traditions of individualism.” However, some recent studies are more encouraging, underscoring the need for teachers to be sensitive to the cultural background of students.


(HARMER, Jeremy. 1998. How to teach English. Adaptado)
In the excerpt “some recent studies are more encouraging, underscoring the need for teachers to be sensitive to the cultural background of students” the word in bold may be substituted, with no change in meaning, by
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Q3524650 Inglês
   Technology has always been at the forefront of human education. From the days of carving figures on rock walls to today, when most students are equipped with several portable technological devices at any given time, technology continues to push educational capabilities to new levels. In looking at where educational methods and tools have come from to where they are going in the future, technology’s importance in the classroom is evident now more than ever.

   In the Colonial years, wooden paddles with printed lessons, called Horn-Books, were used to assist students in learning verses. Over 200 years later, in 1870, technology advanced to include the Magic Lantern, a primitive version of a slide projector that projected images printed on glass plates. By the time World War I ended, around 8000 lantern slides were circulating through the Chicago public school system. By the time the Chalkboard came around in 1890, followed by the pencil in 1900, it was clear that students were hungry for more advanced educational tools.

   Examples of these are: in the 1920s, radio sparked an entirely new wave of learning; on-air classes began popping up for any student within listening range. Next came the overhead projector in 1930, followed by the ballpoint pen in 1940 and headphones in 1950. Videotapes arrived on the scene in 1951, creating a new and exciting method of instruction.

   The pre-computer years were formative in the choices made for computers in the years following. Immediate response-type systems (video, calculator, Scantron) had become necessary, and quick production of teaching materials, using the photocopier, had become a standard. Teachers needed new methods of instruction and testing, and students were looking for new ways to communicate, study, and learn.

   Although the first computers were developed in the ‘30s, everyday use computers were introduced in the ‘80s. When IBM introduced its first personal computer in 1981, the educational world knew that it was on the verge of greatness. The foundation of immediate learning capabilities had been laid. Time magazine declared, “it is the end result of a technological revolution that has been in the making for four decades and is now, quite literally, hitting home.”


(https://education.purdue.edu/. Adaptado)
No fragmento do primeiro parágrafo “technology continues to push educational capabilities to new levels” a palavra em negrito é um falso cognato. É também um falso cognato a palavra em negrito na alternativa
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Q3524640 Inglês
   The good news about formulating a strong lesson plan for a Content and Language Integrated Learning (CLIL) class is that it will contain many of the same features of a good lesson plan for any class. That is, it will include transitions from and to the previous class and the next one, it will warm students up to the day’s lesson in an engaging way, it will present new material and recycle familiar material, it will include some ways to assess progress during the class, and it will be flexible enough to account for classes that move slower or more quickly than you had anticipated.

   What’s important about CLIL lesson plans, though, is that you include both subject area content and language points so that you derive the full benefits of a CLIL approach. If you try to wing it, you might wind up concentrating on one area to the detriment of the other.

   The key elements of CLIL lesson plans are:

   Content – Most teachers find it easiest to start by considering the content. What knowledge – that is, what subject area material – do you want to transmit? How are you going to present it – through an article, a video, a demonstration, a discussion, or an experiment?

   It can be helpful when planning to finish sentences such as I want my students to be able to/At the end of the class, they should know… If you have a cooperating content area teacher at your institution, meet with that person in advance to go over your goals and see how they interact with theirs.

   Language – Once you have the content pinned down, you can pick out the necessary language and communication skills that students will need to engage with the material. For example, these could include: specialized vocabulary, functional phrases and collocations, pronunciation or intonation practice, grammatical structures, features of text organization.

   You’ll find these linguistic features in the texts that you present, but also in the language that students need to complete tasks. Imagine yourself as a student carrying out a task. What will you say? What will you write? Then, determine if you’ll need to teach any of this language to your class before presenting students with the task.

(https://bridge.edu/tefl/blog/clil-lesson-plans/. Adaptado)
Homophones are words that sound the same but differ in meaning or spelling. Identify the alternative containing homophones.
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Q3524638 Inglês
   The good news about formulating a strong lesson plan for a Content and Language Integrated Learning (CLIL) class is that it will contain many of the same features of a good lesson plan for any class. That is, it will include transitions from and to the previous class and the next one, it will warm students up to the day’s lesson in an engaging way, it will present new material and recycle familiar material, it will include some ways to assess progress during the class, and it will be flexible enough to account for classes that move slower or more quickly than you had anticipated.

   What’s important about CLIL lesson plans, though, is that you include both subject area content and language points so that you derive the full benefits of a CLIL approach. If you try to wing it, you might wind up concentrating on one area to the detriment of the other.

   The key elements of CLIL lesson plans are:

   Content – Most teachers find it easiest to start by considering the content. What knowledge – that is, what subject area material – do you want to transmit? How are you going to present it – through an article, a video, a demonstration, a discussion, or an experiment?

   It can be helpful when planning to finish sentences such as I want my students to be able to/At the end of the class, they should know… If you have a cooperating content area teacher at your institution, meet with that person in advance to go over your goals and see how they interact with theirs.

   Language – Once you have the content pinned down, you can pick out the necessary language and communication skills that students will need to engage with the material. For example, these could include: specialized vocabulary, functional phrases and collocations, pronunciation or intonation practice, grammatical structures, features of text organization.

   You’ll find these linguistic features in the texts that you present, but also in the language that students need to complete tasks. Imagine yourself as a student carrying out a task. What will you say? What will you write? Then, determine if you’ll need to teach any of this language to your class before presenting students with the task.

(https://bridge.edu/tefl/blog/clil-lesson-plans/. Adaptado)
Collocations are mentioned in the text as one of the language aspects to be covered in CLIL. A well-known difficulty Brazilian students contend with is the decision between “make” and “do” in collocations. The alternative with the correct use of a collocation is:
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Q3522166 Inglês
Consider the following sentence: "She couldn't bear the heavy workload, but she bore it with patience."
Which of the following explanations best describes the use of the word "bear" in both parts of the sentence?
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Q3522165 Inglês
In English, certain words have similar or identical sounds but differ in meaning and usage depending on the context in which they are used. These words, known as homophones, can pose challenges for both native and non-native speakers, particularly in written and spoken communication. How do homophones influence communication, and what is the best strategy to avoid confusion when learning English?
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Q3522159 Inglês
O texto seguinte servirá de base para responder à questão.

Does Gen Z Already Have a Retirement Problem?

By Elizabeth Gulino

Although they've only been in the professional sphere for less than a decade, Gen Z has already shaken up work as we know it. They're quiet quitting, overcoming imposter syndrome, taking adult gap years, and fully embracing being the personality hire. But they're also, apparently, not saving enough for retirement.

According to the Teachers Insurance and Annuity Association, a financial services company, only 20 percent of Gen Zers are currently saving for retirement. Surya Kolluri, head of the TIAA Institute, says there are a myriad of reasons as to why Gen Z may be behind on starting to save for this milestone: The cost of living is higher, financial pressures are abundant, student debt is climbing, and there's been more of a desire to achieve a healthy work-life balance and flexibility in careers instead of a six-figure salary. And of the 80 percent of respondents who haven't started saving, 35 percent of them admit they don't even know where to start.

A recent Bank of America study provided further confirmation: based on internal deposit account data, the banking institution found that Gen Z on average doesn't have enough saved to cover a month of expenses.

Kolluri says one of the biggest roadblocks in Gen Z's path to retirement is a lack of knowledge. Saving, investing, and the power of compounding aren't exactly taught in schools, and there are enough fin-fluencers and resources out there to make even the most dialed-in Gen Zers feel overwhelmed.

The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k). Lauren, 24, does, but while her current company matches 4 percent of her contributions, she tells PS her former employer didn't match at all. "I didn't even realize that that was such a benefit I was missing," she says. "When I would tell people that they weren't matching it they were like, what? How are they getting away with that? And I had no idea." Now, of course, Lauren is taking full advantage of her employer's plan — but she would've been more ahead in her saving game if she knew what to look for before.

Of the 20 percent of the Gen Zers surveyed currently saving for retirement, 66 percent of them do so through their employer, according to the TIAA. But thanks to dwindling job security and the rise of the gig economy, a chunk of the workforce has been left behind on retirement planning.

Angelina, 27, comes from a family of restaurateurs and is currently partial owner of a restaurant. Currently, she has zero retirement savings. Her dad, however, opened his first restaurant at 36 and was able to retire at 60. "He was able to start something and retire in less than 25 years, which I think gave me a false perception of reality," she says. "I think I'm going to be able to achieve the same thing, but I haven't saved a dime.

"I pay into social security, but that's not necessarily enough to survive on, if that even exists by the time that I'm able to collect it," Angelina adds.

Jane, 25, is at the opposite end of the spectrum: She's currently planning to retire in her 30s — at least, in a way. For most of her working life, she's held two full-time jobs and currently owns a townhouse in downtown Toronto that she rents out to tenants. She lives with her parents to save money and tells PS that 50 percent of her income goes to investments, including retirement.

Right now, she's using Financial Independence, Retire Early (FIRE) as a guide, which follows a formula of saving, investing, and frugal living to reach "financial independence" in a short time frame.

"It's a more flexible variation of retirement," Jane explains. "Retirement doesn't just take one form. There are a lot of different types of it. It's not never working — it's being work-optional, being flexible, being able to take really long breaks."

The first milestone under FIRE is called "barista fire," which Jane is currently working toward obtaining. "It gives you flexibility to be work-optional and gives you flexibility to have enough [saved] that you can be a barista, for example, or work part-time for the rest of your life so you're not dependent on a full 9-to-5 corporate job," she says. "My first FIRE milestone is hopefully saving $700,000. That would enable me to find alternative sources of income as opposed to a full 9-to-5."

Jane's not exactly the norm, however. Kolluri says that employers like Lauren's play a vital role in enabling their workers to get on a strong financial plan, meaning that freelancers or those who are self-employed, like Angelina, need to work that much harder to get themselves started. If you fall into that bucket, he says that looking into individual retirement accounts (IRAs) are a good place to start.

Haley Sacks, a financial influencer known as Mrs. Dow Jones, agrees that endless opportunities to buy and consume don't help very much when it comes to saving. "I think it's really hard when you're constantly bombarded with so much to buy and so much FOMO," she says. "It's very easy for people to spend everything that they make."

Jane, Lauren, and Angelina all cite similar reasons for their age group's lack of retirement funds: the rising cost of living, a shortage of knowledge, and endless opportunities to spend money under capitalism. "We live in a time where our FYPs and our Instagram feeds are perfectly tailored to things we want to purchase and overconsumption is so normalized," Angelina says. "I would say [Gen Z not saving] is more because of overconsumption and the need to shop that's ingrained in us versus not having things like a 401(k), or whatever the hell it's called."

Kolluri says education and instilling confidence among young people when it comes to their money is a must. Saving for retirement is vital — not only for living expenses to be covered with age, but medical expenses, too. "The average couple spends over $300,000 on healthcare in retirement in cash," Sacks says. "The funds that you're saving are not just to live in Boca and play golf all day they're also to take care of yourself as your health deteriorates."

Kolluri says that what's different about Gen Z is they value one thing above all else: freedom. "People in this demographic express interest in wanting to maintain the freedom to pursue their interests and being able to financially manage their lives," he says. "That is a new combination we have not seen in other generations."

Retirement is a long way off for Gen Zers. Angelina, though, is already looking forward to the future. "2025 is my year to get my shit together," she says.

https://www.popsugar.com/money/gen-z-retirement-49425345
In the sentence "The most common — and easiest — path toward retirement is taking advantage of an employer's 401(k)," the word "path" refers to which of the following? 
Alternativas
Q3507955 Inglês
Texto 6

Fernanda Torres' Speech at Golden Globe Awards

"My God! I didn't prepare anything, because I was glad already and this is such an amazing year for female perfomances. So many actresses here that I admire so much. And, of course, I wanna thank you, Walter Salles, my partner, my friend. What a story, Walter! And, of course, I want to dedicate it to my mother.

You have no idea. She was here 25 years ago and this is like a proof that art can endure through life even in difficult moments, like this amazing Eunice Paiva, that I do, has passed. And the same thing that is happening now in the world, with so much fear and this is a film that helped us to think how to survive in tough times like these.

So, to my mother, to my family, to Andrucha (Waddington), to Selton (Mello), to my kids, to everybody. Thank you very much. Golden Globe. Michael Barker, Mara, so many people. Thank you very much. Thank you!" 


Disponível em: <https://www.englishexperts.com.br/forum/fernandatorres-speech-at-golden-globe-awards-t79137.html>. Acesso em: 23 jan.
2025. [Adaptado].
Considering the linguistic elements in the text,
Alternativas
Respostas
221: B
222: A
223: A
224: C
225: B
226: A
227: E
228: B
229: C
230: C
231: A
232: B
233: D
234: A
235: C
236: B
237: C
238: C
239: E
240: C