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Q7730 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

The sentence "Rapid growth in the urban population has aided economic development but also created serious problems for major cities" (R.5-7) means the same as
Serious problems have been caused by rapid growth of the urban population in major cities, which on the other hand also brought about economic improvement.
Alternativas
Q7729 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

The sentence "Rapid growth in the urban population has aided economic development but also created serious problems for major cities" (R.5-7) means the same as
Fast increase in the city populations not only has helped economic progress, but also brought about serious problems for bigger urban areas.
Alternativas
Q7728 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

 With the help of text VII, judge the following items.
In 1994, there was a month in which the inflation daily rate averaged more than 1%.
Alternativas
Q7726 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

 With the help of text VII, judge the following items.
After the latest Afghanistan war, the world has been facing the greatest oil shock which has never been experienced before.
Alternativas
Q7725 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

 With the help of text VII, judge the following items.
Last century, Brazilian economy was affected by international factors.
Alternativas
Q7724 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

 With the help of text VII, judge the following items.
For less than 12 years, annual GDP was below Brazil's potential.
Alternativas
Q7723 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

Considering text VII, judge the items below.
Brazil's miracle years began and ended during the last military regime.
Alternativas
Q7721 Inglês
Text VII – questions 38 through 40

World Bank Brazil – country brief
1 With an estimated 167 million inhabitants, Brazil has the
largest population in Latin America and ranks sixth in the world. The
majority live in the south-central area, which includes industrial cities
4 such as São Paulo, Rio de Janeiro and Belo Horizonte. 80% of the
population now lives in urban areas. Rapid growth in the urban
population has aided economic development but also created serious
7 problems for major cities.
Brazil’s “miracle years” were in the late 1960s and early 1970s
when double digit-annual growth rates were recorded and the structure
10 of the economy underwent rapid change.
In the 1980s, however, Brazil’s economic performance was
poor in comparison with its potential. Annual Gross Domestic Product
13 (GDP) growth only averaged 1.5 percent over the period from 1980
to 1993. This reflected the economy’s inability to respond to
international events in the late 1970s and the 1980s: the second oil
16 shock; increase in international real interest rates; the Latin American
external debt crisis and the ensuing cutoff of foreign credit and foreign
direct investment. This lack of responsiveness reflected the largely
19 inward-looking policy orientation that had been in place since the
1960s.
Economic flexibility was further impaired by provisions of the
22 1988 Constitution, which introduced significant rigidities in budgeting
and public expenditure. An outcome of these pressures was a steady
rise in the rate of inflation, which reached monthly rates of 50% by the
25 middle of 1994.

Internet: <http://lnweb18.worldbank.org/Exter…/
abe36259ca656c4985256914005207e3?OpenDocumen> (with adaptations).

Considering text VII, judge the items below.
Three important Brazilian industrial cities are mentioned in the text.
Alternativas
Q7718 Conhecimentos Bancários
O Decreto-lei n.º 73, de 21/11/1966, instituiu o Sistema Nacional de Seguros Privados (SNSP), composto por diversas organizações públicas e privadas. A respeito desse sistema, julgue os itens abaixo.
Entre outras, é atribuição do IRB prover os serviços de secretaria executiva do CNSP.
Alternativas
Q7717 Conhecimentos Bancários
O Decreto-lei n.º 73, de 21/11/1966, instituiu o Sistema Nacional de Seguros Privados (SNSP), composto por diversas organizações públicas e privadas. A respeito desse sistema, julgue os itens abaixo.
Entre outras, são atribuições da SUSEP: fiscalizar a constituição, a organização, o funcionamento e a operação das sociedades seguradoras, de capitalização, entidades de previdência privada aberta e resseguradores, na qualidade de executora da política traçada pelo CNSP; atuar no sentido de proteger a captação de poupança popular que se efetue por meio das operações de seguro, de previdência privada aberta, de capitalização e resseguro.
Alternativas
Q7716 Conhecimentos Bancários
O Decreto-lei n.º 73, de 21/11/1966, instituiu o Sistema Nacional de Seguros Privados (SNSP), composto por diversas organizações públicas e privadas. A respeito desse sistema, julgue os itens abaixo.
As atribuições do CNSP incluem fixar diretrizes e normas da política de seguros privados e estabelecer as diretrizes gerais das operações de resseguro.
Alternativas
Q7715 Conhecimentos Bancários
O Decreto-lei n.º 73, de 21/11/1966, instituiu o Sistema Nacional de Seguros Privados (SNSP), composto por diversas organizações públicas e privadas. A respeito desse sistema, julgue os itens abaixo.
O CNSP é composto pelo ministro da Fazenda, que o preside, pelo superintendente da SUSEP, que exerce a função de presidente substituto, e por representantes do Ministério do Planejamento, Orçamento e Gestão, do Ministério da Previdência e Assistência Social, do Banco Nacional de Desenvolvimento Econômico e Social e da CVM.
Alternativas
Q7714 Conhecimentos Bancários
O Decreto-lei n.º 73, de 21/11/1966, instituiu o Sistema Nacional de Seguros Privados (SNSP), composto por diversas organizações públicas e privadas. A respeito desse sistema, julgue os itens abaixo.
Fazem parte do SNSP: o Conselho Nacional de Seguros Privados (CNSP), a SUSEP, o IRB Brasil Resseguros S.A. (IRB), as sociedades autorizadas a operar em seguros privados e capitalização, as entidades de previdência privada aberta e os corretores habilitados.
Alternativas
Q7713 Economia
No Sistema Financeiro Nacional, existem órgãos de regulação e fiscalização que se encarregam de verificar o cumprimento das leis e normas administrativas referentes às atividades das instituições sob sua jurisdição. Com relação a esse contexto, julgue os itens abaixo.
Os bancos comerciais são duplamente supervisionados, pelo BACEN e pela CVM.
Alternativas
Q7712 Economia
No Sistema Financeiro Nacional, existem órgãos de regulação e fiscalização que se encarregam de verificar o cumprimento das leis e normas administrativas referentes às atividades das instituições sob sua jurisdição. Com relação a esse contexto, julgue os itens abaixo.
As bolsas de mercadorias e de futuros são duplamente supervisionadas, pelo BACEN e pela CVM.
Alternativas
Q7711 Economia
No Sistema Financeiro Nacional, existem órgãos de regulação e fiscalização que se encarregam de verificar o cumprimento das leis e normas administrativas referentes às atividades das instituições sob sua jurisdição. Com relação a esse contexto, julgue os itens abaixo.
Todas as entidades do sistema de liquidação e custódia são fiscalizadas exclusivamente pelo BACEN.
Alternativas
Q7710 Economia
No Sistema Financeiro Nacional, existem órgãos de regulação e fiscalização que se encarregam de verificar o cumprimento das leis e normas administrativas referentes às atividades das instituições sob sua jurisdição. Com relação a esse contexto, julgue os itens abaixo.
Os fundos mútuos são fiscalizados exclusivamente pela CVM.
Alternativas
Q7709 Conhecimentos Bancários
No Sistema Financeiro Nacional, existem órgãos de regulação e fiscalização que se encarregam de verificar o cumprimento das leis e normas administrativas referentes às atividades das instituições sob sua jurisdição. Com relação a esse contexto, julgue os itens abaixo.
Todas as entidades ligadas aos sistemas de previdência e seguros são supervisionadas unicamente pela Superintendência de Seguros Privados (SUSEP).
Alternativas
Q7708 Conhecimentos Bancários




Acerca das tabelas acima e considerando as normas a elas relacionadas, julgue os itens que se seguem.
Os depósitos em cheques de outra agência do mesmo banco observam os mesmos prazos máximos de bloqueio e de entrega previstos nas tabelas acima para os cheques de outro banco, podendo ser reduzidos, de acordo com os critérios próprios de cada banco.
Alternativas
Q7707 Conhecimentos Bancários




Acerca das tabelas acima e considerando as normas a elas relacionadas, julgue os itens que se seguem.
Os valores depositados que sofrerem bloqueio por prazos superiores aos divulgados nesse documento devem ser remunerados, por dia de excesso, pela taxa SELIC.
Alternativas
Respostas
3661: C
3662: C
3663: C
3664: E
3665: C
3666: E
3667: C
3668: C
3669: E
3670: C
3671: C
3672: E
3673: C
3674: E
3675: C
3676: E
3677: E
3678: E
3679: C
3680: C