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Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Ciências Contábeis |
Q486350
Matemática Financeira
O departamento financeiro de uma grande sociedade anônima está analisando os seguintes projetos de investimento:
Utilizando o período de payback efetivo, o projeto que permite à companhia recuperar o investimento realizado no menor período de tempo (prazo) é o de número
Utilizando o período de payback efetivo, o projeto que permite à companhia recuperar o investimento realizado no menor período de tempo (prazo) é o de número
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Ciências Contábeis |
Q486349
Matemática Financeira
O conceito básico de juros, em matemática financeira, é a remuneração paga ou recebida pela utilização de dinheiro numa determinada unidade de tempo. Os juros tanto podem indicar o pagamento por um empréstimo contraído quanto o recebimento por uma aplicação financeira, mas representam sempre o custo de capital, recebido ou pago, considerado como o aluguel pago pelo uso do dinheiro de terceiros.
Nesse enfoque, a maneira de representar os juros para uma unidade de capital é pela taxa
Nesse enfoque, a maneira de representar os juros para uma unidade de capital é pela taxa
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Engenharia Mecânica |
Q486226
Arquitetura de Computadores
Processadores RISC e CISC são ainda hoje fonte de discussão na hora de se escolher a configuração adequada de um projeto.
Espera-se, normalmente, que processadores RISC
Espera-se, normalmente, que processadores RISC
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Engenharia Mecânica |
Q486225
Programação
Um engenheiro necessita processar um conjunto de dados coletados diretamente de equipamentos, por meio de vários programas que devem ser aplicados em sequência, em várias ordens possíveis. Cada programa funciona como um filtro, lendo e escrevendo arquivos. Para realizar essa tarefa, o engenheiro decidiu que seria mais fácil fazer um programa adicional que controlasse o fluxo de trabalho dos outros programas. Após pesquisa, optou por utilizar uma linguagem de programação imperativa, que pudesse ser usada como um script e tradicionalmente disponível na forma interpretada.
Entre as linguagens adequadas a esse cenário de uso, o engenheiro poderá escolher entre
Entre as linguagens adequadas a esse cenário de uso, o engenheiro poderá escolher entre
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Engenharia Mecânica |
Q486221
Meio Ambiente
Há um órgão responsável por estabelecer normas, critérios e padrões relativos ao controle e à manutenção da qualidade do meio ambiente com vistas ao uso racional dos recursos ambientais, principalmente hídricos.
Esse órgão é o
Esse órgão é o
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Engenharia Mecânica |
Q486220
Engenharia Ambiental e Sanitária
Em relação ao programa de regularização do meio ambiente (PRA), considere as afirmações a seguir.
I – Esse programa permite ao proprietário rural regularizar as áreas de preservação permanente e a reserva legal consolidada.
II – Esse programa se aplica exclusivamente a áreas que não sejam de risco e em que sejam observados critérios técnicos de conservação do solo e da água.
III – Esse programa tem como objetivo solucionar vários passivos ambientais dos produtores rurais.
IV – Esse programa se aplica exclusivamente às regiões de restingas.
É correto APENAS o que se afirma em
I – Esse programa permite ao proprietário rural regularizar as áreas de preservação permanente e a reserva legal consolidada.
II – Esse programa se aplica exclusivamente a áreas que não sejam de risco e em que sejam observados critérios técnicos de conservação do solo e da água.
III – Esse programa tem como objetivo solucionar vários passivos ambientais dos produtores rurais.
IV – Esse programa se aplica exclusivamente às regiões de restingas.
É correto APENAS o que se afirma em
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Petrobras
Prova:
CESGRANRIO - 2015 - Petrobras - Profissional Júnior - Engenharia Mecânica |
Q486219
Biologia
Os micro-organismos, na maioria das vezes invisíveis a olho nu, capazes de produzir doenças, deterioração de alimentos e mau cheiro são classificados como agentes
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485566
Inglês
Texto associado
Why Millennials Don’t Like Credit Cards
by Holly Johnson
Cheap, easy credit might have been tempting to young people in the past, but not to today’s millennials. According to a recent survey by Bankrate of over 1,161 consumers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card.
The Impact of the Great Recession
Research shows that the environment millennials grew up in might have an impact on their finances.
Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. According to the Bureau of Labor Statistics, the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times.
And there’s much data when it comes to proving that millennials grew up on shaky economic ground.
The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt.
A Generation Plagued with Student Loan Debt
But the Great Recession isn’t the only reason millennials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who graduated from college in 2012 left school with at least some student loan debt, with the average amount owed around $29,400.
With so much debt already under their belts, millennials are worried about adding any credit card
debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades.
How Millennials Can Build Credit Without a Credit Card
The fact that millennials are smart enough to avoid credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases.
Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips:
• Make payments on installment loans on time. Whether it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required.
• Put at least one household or utility bill in your name. Paying your utility or household bills on time can help you build a positive credit history.
• Get a secured credit card. Unlike traditional credit cards, the funds secured credit cards offer are backed by money the user deposits.
Signing up for a secured card is one way to build a positive credit history without any risk.
The fact that millennials are leery of credit cards is probably a good thing in the long run. After all, not having a credit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it.
Available at: <http://money.usnews.com/money/blogs/ my-money/2014/11/04/why-millennials-dont-like-credit-cards>
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” conveys the idea that millenials have
In the sentence of the text “Still, there are plenty of ways millennials can build a credit history without a credit card” (lines 52 – 53), the quantifier plenty of can be replaced, with no change in meaning, by
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485565
Inglês
Texto associado
Why Millennials Don’t Like Credit Cards
by Holly Johnson
Cheap, easy credit might have been tempting to young people in the past, but not to today’s millennials. According to a recent survey by Bankrate of over 1,161 consumers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card.
The Impact of the Great Recession
Research shows that the environment millennials grew up in might have an impact on their finances.
Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. According to the Bureau of Labor Statistics, the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times.
And there’s much data when it comes to proving that millennials grew up on shaky economic ground.
The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt.
A Generation Plagued with Student Loan Debt
But the Great Recession isn’t the only reason millennials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who graduated from college in 2012 left school with at least some student loan debt, with the average amount owed around $29,400.
With so much debt already under their belts, millennials are worried about adding any credit card
debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades.
How Millennials Can Build Credit Without a Credit Card
The fact that millennials are smart enough to avoid credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases.
Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips:
• Make payments on installment loans on time. Whether it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required.
• Put at least one household or utility bill in your name. Paying your utility or household bills on time can help you build a positive credit history.
• Get a secured credit card. Unlike traditional credit cards, the funds secured credit cards offer are backed by money the user deposits.
Signing up for a secured card is one way to build a positive credit history without any risk.
The fact that millennials are leery of credit cards is probably a good thing in the long run. After all, not having a credit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it.
Available at: <http://money.usnews.com/money/blogs/ my-money/2014/11/04/why-millennials-dont-like-credit-cards>
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” conveys the idea that millenials have
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” (lines 38 – 40) conveys the idea that millenials have
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485564
Inglês
Texto associado
Why Millennials Don’t Like Credit Cards
by Holly Johnson
Cheap, easy credit might have been tempting to young people in the past, but not to today’s millennials. According to a recent survey by Bankrate of over 1,161 consumers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card.
The Impact of the Great Recession
Research shows that the environment millennials grew up in might have an impact on their finances.
Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. According to the Bureau of Labor Statistics, the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times.
And there’s much data when it comes to proving that millennials grew up on shaky economic ground.
The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt.
A Generation Plagued with Student Loan Debt
But the Great Recession isn’t the only reason millennials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who graduated from college in 2012 left school with at least some student loan debt, with the average amount owed around $29,400.
With so much debt already under their belts, millennials are worried about adding any credit card
debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades.
How Millennials Can Build Credit Without a Credit Card
The fact that millennials are smart enough to avoid credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases.
Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips:
• Make payments on installment loans on time. Whether it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required.
• Put at least one household or utility bill in your name. Paying your utility or household bills on time can help you build a positive credit history.
• Get a secured credit card. Unlike traditional credit cards, the funds secured credit cards offer are backed by money the user deposits.
Signing up for a secured card is one way to build a positive credit history without any risk.
The fact that millennials are leery of credit cards is probably a good thing in the long run. After all, not having a credit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it.
Available at: <http://money.usnews.com/money/blogs/ my-money/2014/11/04/why-millennials-dont-like-credit-cards>
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” conveys the idea that millenials have
The word skittish, in the sentence of the text “With those figures, it’s no wonder that millennials are skittish when it comes to credit cards” (lines 24 – 26), can be replaced, with no change in meaning, by
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485563
Inglês
Texto associado
Why Millennials Don’t Like Credit Cards
by Holly Johnson
Cheap, easy credit might have been tempting to young people in the past, but not to today’s millennials. According to a recent survey by Bankrate of over 1,161 consumers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card.
The Impact of the Great Recession
Research shows that the environment millennials grew up in might have an impact on their finances.
Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. According to the Bureau of Labor Statistics, the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times.
And there’s much data when it comes to proving that millennials grew up on shaky economic ground.
The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt.
A Generation Plagued with Student Loan Debt
But the Great Recession isn’t the only reason millennials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who graduated from college in 2012 left school with at least some student loan debt, with the average amount owed around $29,400.
With so much debt already under their belts, millennials are worried about adding any credit card
debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades.
How Millennials Can Build Credit Without a Credit Card
The fact that millennials are smart enough to avoid credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases.
Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips:
• Make payments on installment loans on time. Whether it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required.
• Put at least one household or utility bill in your name. Paying your utility or household bills on time can help you build a positive credit history.
• Get a secured credit card. Unlike traditional credit cards, the funds secured credit cards offer are backed by money the user deposits.
Signing up for a secured card is one way to build a positive credit history without any risk.
The fact that millennials are leery of credit cards is probably a good thing in the long run. After all, not having a credit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it.
Available at: <http://money.usnews.com/money/blogs/ my-money/2014/11/04/why-millennials-dont-like-credit-cards>
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” conveys the idea that millenials have
In the sentence of the text “the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children” (lines 13 – 15), the word stray can be replaced, with no change in meaning, by
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485562
Inglês
Texto associado
Why Millennials Don’t Like Credit Cards
by Holly Johnson
Cheap, easy credit might have been tempting to young people in the past, but not to today’s millennials. According to a recent survey by Bankrate of over 1,161 consumers, 63% of adults ages 18 to 29 live without a credit card of any kind, and another 23% only carry one card.
The Impact of the Great Recession
Research shows that the environment millennials grew up in might have an impact on their finances.
Unlike other generations, millennials lived through economic hardships during a time when their adult lives were beginning. According to the Bureau of Labor Statistics, the Great Recession caused millennials to stray from historic patterns when it comes to purchasing a home and having children, and a fear of credit cards could be another symptom of the economic environment of the times.
And there’s much data when it comes to proving that millennials grew up on shaky economic ground.
The Pew Research Center reports that 36% of millennials lived at home with their parents in 2012. Meanwhile, the unemployment rate for people ages 16 to 24 was 14.2% (more than twice the national rate) in early 2014, according to the BLS. With those figures, it’s no wonder that millennials are skittish when it comes to credit cards. It makes sense that young people would be afraid to take on any new forms of debt.
A Generation Plagued with Student Loan Debt
But the Great Recession isn’t the only reason millennials could be fearful of credit. Many experts believe that the nation’s student loan debt level might be related to it. According to the Institute for College Access & Success, 71% of millennials (or 1.3 million students) who graduated from college in 2012 left school with at least some student loan debt, with the average amount owed around $29,400.
With so much debt already under their belts, millennials are worried about adding any credit card
debt to the pile. After all, many adults with student loan debt need to make payments for years, and even decades.
How Millennials Can Build Credit Without a Credit Card
The fact that millennials are smart enough to avoid credit card debt is a good thing, but that doesn’t mean the decision has its drawbacks. According to Experian, most adults need a positive credit history in order to qualify for an auto loan or mortgage. Even worse, having no credit history is almost as bad as having a negative credit history in some cases.
Still, there are plenty of ways millennials can build a credit history without a credit card. A few tips:
• Make payments on installment loans on time. Whether it’s a car loan, student loan or personal loan, make sure to mail in those payments on time and pay at least the minimum amount required.
• Put at least one household or utility bill in your name. Paying your utility or household bills on time can help you build a positive credit history.
• Get a secured credit card. Unlike traditional credit cards, the funds secured credit cards offer are backed by money the user deposits.
Signing up for a secured card is one way to build a positive credit history without any risk.
The fact that millennials are leery of credit cards is probably a good thing in the long run. After all, not having a credit card is the perfect way to stay out of credit card debt. Even though it might be harder to build a credit history without credit cards, the vast majority of millennials have decided that the plastic just isn’t worth it.
Available at: <http://money.usnews.com/money/blogs/ my-money/2014/11/04/why-millennials-dont-like-credit-cards>
The sentence of the text “With so much debt already under their belts, millennials are worried about adding any credit card debt to the pile” conveys the idea that millenials have
The main purpose of the text is to
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485561
Conhecimentos Bancários
O combate à lavagem de dinheiro tem se disseminado no mundo, tendo o rápido desenvolvimento de sofisticadas organizações criminosas que utilizam o sistema financeiro para legitimar as suas atuações originariamente ilícitas.
De acordo com a Lei Federal n° 9.613/1998, o crime de lavagem, atualmente, caracteriza-se, entre outras ações, por ocultar valores decorrentes de atos consubstanciados como
De acordo com a Lei Federal n° 9.613/1998, o crime de lavagem, atualmente, caracteriza-se, entre outras ações, por ocultar valores decorrentes de atos consubstanciados como
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485560
Conhecimentos Bancários
Sr. G resolve abrir conta corrente no Banco Y e, para isso, outorga procuração para Sra. H, sua amiga, que se dirige à agência mais próxima para formalizar o ato. Após longos anos de relacionamento exclusivamente com o procurador, o gerente do Banco recebe recomendação dos seus superiores hierárquicos de contatar todos os correntistas representados por terceiros. Diante disso, solicita à Sra. H contato pessoal com Sr. G, o que vem a ser negado, tendo em vista que o titular da conta não mantém relações com estranhos, nessa categoria incluído o gerente de sua conta-corrente.
Diante dessa negativa, é indicado ao gerente o enquadramento da atuação de Sr. G e Sra. H, nos termos da Carta-Circular BACEN n° 3.542/2012, no concernente a situações relacionadas com
Diante dessa negativa, é indicado ao gerente o enquadramento da atuação de Sr. G e Sra. H, nos termos da Carta-Circular BACEN n° 3.542/2012, no concernente a situações relacionadas com
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485559
Conhecimentos Bancários
Sr. X é concitado por Sr. Y a atuar como avalista em título de crédito no qual Sr. Y é devedor. Dado o alto grau de amizade entre os dois, o ato é praticado. Algum tempo depois, Sr. X recebe comunicação de que pende de pagamento a dívida resultante do aval.
Diversas dúvidas acudiram ao avalista que, consultando profissional especializado em títulos de crédito, assentou que o seu dever de pagamento estaria relacionado a
Diversas dúvidas acudiram ao avalista que, consultando profissional especializado em títulos de crédito, assentou que o seu dever de pagamento estaria relacionado a
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485558
Conhecimentos Bancários
A sociedade empresária W & Z Ltda. pretende expandir a sua atuação e, para tal fito, necessita de numerário, uma vez que seu capital disponível não lhe permite corporificar seu crescimento. Nessa linha, inventaria os seus bens desembaraçados disponíveis e apresenta proposta de empréstimo bancário com as garantias que enumera no documento que entrega ao gerente do Banco onde tem suas operações financeiras. O gerente sugere que a garantia seja concretizada por penhor mercantil e apresenta os contratos necessários, previamente aprovados pelo setor jurídico, e indica que o numerário será disponibilizado em até vinte e quatro horas após a formalização do negócio.
Nos termos do Código Civil, prometendo pagar em dinheiro a dívida que garante com penhor mercantil, o devedor poderá emitir, em favor do credor,
Nos termos do Código Civil, prometendo pagar em dinheiro a dívida que garante com penhor mercantil, o devedor poderá emitir, em favor do credor,
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485556
Conhecimentos Bancários
Tradicionalmente, o rendimento da Caderneta de Poupança sempre foi determinado pela variação da TR (Taxa Referencial) mais juros de 0,5% ao mês. Entretanto, os depósitos realizados a partir de 04/05/2012 têm rendimento vinculado à meta da taxa Selic.
Desde então, se esta meta for igual ou menor que 8,5% ao ano, os juros da Caderneta de Poupança são
Desde então, se esta meta for igual ou menor que 8,5% ao ano, os juros da Caderneta de Poupança são
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485555
Conhecimentos Bancários
Uma desvalorização cambial da moeda brasileira (real) frente à moeda norte-americana (dólar), implica a(o)
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485554
Conhecimentos Bancários
Os cartões de crédito são, às vezes, chamados de “dinheiro de plástico”. Seu uso crescente como meio de pagamento implica vários aspectos, EXCETO o(a)
Ano: 2015
Banca:
CESGRANRIO
Órgão:
Banco do Brasil
Prova:
CESGRANRIO - 2015 - Banco do Brasil - Escriturário - 001 |
Q485553
Conhecimentos Bancários
O Banco Central do Brasil é um órgão do Subsistema Normativo do Sistema Financeiro Nacional.
Ele determina, periodicamente, a taxa de juros de referência para as operações de um dia com títulos públicos, via atuação de seu(sua)
Ele determina, periodicamente, a taxa de juros de referência para as operações de um dia com títulos públicos, via atuação de seu(sua)
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